Joe Soto at CrossCountry Mortgage

Name: Cross Country Mortgage
Address: 6101 Ball Rd Suite 101, Cypress, California, 90630
Telephone: +1-714-235-6010
Rating: 4.94

Regional Vice President | NMLS #175142

4.94

(162)

School of Hard Knox

Mortgage

Mortgage Lender

School of Hard Knox

Contact Info

(714) 820-1535

Cypress, CA

https://www.crosscountrymortgage.com/cypress-ca-4041/jose-soto?marketing_campaign=00898

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So glad I came across Joe and his team! He was recommended by my sister who also bought a home with Joe's team. Joe and all of his team members (Jennifer/Alisha) were wonderful! We closed Escrow in ~20 days and couldn't have done it without...

Reply from Owner

January 2nd, 2025 08:48 PM

Thank you Jamie!!! Hope the move is going smoothly! ;)

Joe is the best! We had a complicated loan application process - a previous broker had already quit on us! - and then we were introduced to Joe. Not only did he get us to close on our dream home, which was an absolutely miraculous feat, he...

Reply from Owner

December 26th, 2024 08:53 PM

Thank you Sooooooo much Baila! Congratulations on your new home, can’t wait to see what you do with the place!!!

Thanks to Joe and his team with our 2024 loan opportunity. The team did a fantastic job of explaining options and guiding us through the entire process. I'm deeply thankful for the great work the team did to help with this!

Reply from Owner

December 26th, 2024 08:54 PM

Thank you Craig!!

Joe Soto is a consummate professional yet very laid back too. He takes the stress out of what is normally a very stressful operation. His team is on the ball, always working and ready to answer any questions you may have.

Reply from Owner

November 4th, 2024 04:58 PM

Thanks my man! I appreciate the kind words! Have a great day!

I can't say enough good things about my experience with The Joe Soto Team. Joe and his team are excellent at what they do. This was our first time purchasing a home and I can tell you we had a lot of questions and Joe was so patient with us...

Reply from Owner

January 18th, 2026 03:50 PM

Thank you so much, Boston, Mike. Good luck to your boys today. Send my love to Natasha.

Joe Soto and his team helped us get our first house and we are very happy! We definitely recommend Cross Country Mortgage any new home buyer!

Reply from Owner

January 18th, 2026 03:50 PM

Thank you so much, Stephanie

Joe and his team are the best! He made my buying experience so easy and stress free! Highly recommended to anyone looking to buy a home!

Reply from Owner

January 18th, 2026 03:50 PM

Thank you, thank you thank you

I recently had the pleasure of working with Joe Soto and his team to purchase my home, and I couldn’t be more satisfied with the experience. From the very beginning, he was incredibly patient, taking the time to explain every detail and answer...

Reply from Owner

August 24th, 2024 03:57 AM

You are the best Nancy! I admire you on so many levels! Blessings on your new home!!!

Well needless to say all went well on my investment property loan till they sold my loan to SELECT PORTFOLIO SERVICING INC.What i mean by that is we just closed escrow 7-31-24 and received a letter today 8-12-24 that they sold my loan i haven't...

Reply from Owner

January 18th, 2026 03:52 PM

Unfortunately, we have no control over who services your loan. As you may remember, your loan was definitely nontraditional and as far as me and my team, we did our very best to service you. The collection of your payments has nothing to do...

First time buyers. Joe and his team of experts went straight to work when our loan came across their laps. Very professional and the communication with the whole team was 2nd to none. Joe made time for us whenever we needed new numbers to calculate....

Reply from Owner

July 25th, 2024 01:18 AM

Congratulations to you and your family!! You did it!!!

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About

Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Cypress, CA. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner considering a refinance, I provide a selection of mortgage loan options to fit your goals. FHA loans, VA loans, conventional loans, and jumbo mortgages are just a few I offer to help you navigate home financing with confidence. From application to closing, I’ll give you a transparent process with clear communication and expert advice every step of the way. Together, we’ll bring your homeownership dreams to life. NMLS #175142 | Branch NMLS #1784789

Products & Services

Mortgage Lender

Conventional Home Loan

Specialities

Conventional Loan

VA Loan

Jumbo Loan

Fixed Rate Mortgage

Adjustable Rate Mortgage

FHA Loan

USDA Home Loan

FHA 203k Limited Refinance