Joe Soto at CrossCountry Mortgage

Name: Cross Country Mortgage
Address: 6101 Ball Rd Suite 101, Cypress, California, 90630
Telephone: +1-714-235-6010
Rating: 4.94

Regional Vice President | NMLS #175142

4.94

(162)

School of Hard Knox

Mortgage

Mortgage Lender

School of Hard Knox

Contact Info

(714) 820-1535

Cypress, CA

https://www.crosscountrymortgage.com/cypress-ca-4041/jose-soto?marketing_campaign=00898

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4.94

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Joe and his team are incredibly smart, hardworking, and trustworthy. They were so easy and pleasant to work with in this very difficult homebuying process. The team was available and quick to respond to any questions I had at all times throughout...

Reply from Owner

January 18th, 2026 03:48 PM

Thank you so much, Mr. Valdez. Wish you all the best in 2026.

As a real estate professional, having the right lender makes all the difference—and I’m grateful to have worked with a lender who delivered exceptional service from start to finish. My client was in great hands every step of the way.They were...

Reply from Owner

January 18th, 2026 03:49 PM

Thank you so much, Miss Ruby. You are awesome.

My wife and I recently worked with the Joe Soto Team on a home loan refinance, and I couldn’t be more pleased with the experience. From start to finish, the team was incredibly responsive, professional, and supportive. Refinancing can definitely...

Reply from Owner

August 28th, 2025 09:29 PM

Thank you for the kind words Larry!! I appreciate you!!

Joe and his team were excellent. My mortgage needs were quite complicated. They made the whole process as easy as possible. Transactioncompleted in a timely fashion. Very helpful and supportive throughout the entire process. I would recommend...

Reply from Owner

June 5th, 2025 08:25 PM

Thank you so much Joe! I appreciate the kind words!!

Joe and his team helped me with my home refinance and they are amazing people and they are very helpful

Reply from Owner

January 18th, 2026 03:49 PM

Thank you so much for the kind words

Joe Soto -Home Loan Specialist did an outstanding job in obtaining A good low interest loan for me. Also his staff was very competent and cooperative in addressing various problems. Over the years I have worked with many loan agencies. Joe...

Reply from Owner

May 12th, 2025 01:34 PM

Thank you for the kind words my friend! It was a pleasure helping you with this purchase!

These guys are great! Best home buying experience by far. Super smooth and efficient process, the team was great to work with. Highly recommended!!!

Reply from Owner

May 11th, 2025 03:54 AM

Thank you so much, Eric! Congratulations on your new home

The Joe Soto team are the most outstandingly wonderful people that help me successfully acquire my dream home!

Reply from Owner

April 21st, 2025 02:04 AM

Thank you Catalina!!!! You are the Best!

Joe Soto and his team are the best. It’s never easy to negotiate a refi but the Soto team made it understandable and easy. I will not hesitate to use them again when interest rates go down a bit. Thank you Joe!!

Reply from Owner

March 23rd, 2025 09:48 PM

You are so sweet Claire! Thank you so much!!!!

Highly Recommend!I’ve had the pleasure of working with Joe since my very first transaction and I can honestly say he’s the best in the business. He’s incredibly informative and always takes the time to walk my clients through every step of...

Reply from Owner

January 18th, 2026 03:49 PM

Much love, Miss Kim

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About

Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Cypress, CA. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner considering a refinance, I provide a selection of mortgage loan options to fit your goals. FHA loans, VA loans, conventional loans, and jumbo mortgages are just a few I offer to help you navigate home financing with confidence. From application to closing, I’ll give you a transparent process with clear communication and expert advice every step of the way. Together, we’ll bring your homeownership dreams to life. NMLS #175142 | Branch NMLS #1784789

Products & Services

Mortgage Lender

Conventional Home Loan

Specialities

Conventional Loan

VA Loan

Jumbo Loan

Fixed Rate Mortgage

Adjustable Rate Mortgage

FHA Loan

USDA Home Loan

FHA 203k Limited Refinance