Joe Soto at CrossCountry Mortgage

Name: Cross Country Mortgage
Address: 6101 Ball Rd Suite 101, Cypress, California, 90630
Telephone: +1-714-235-6010
Rating: 4.94

Regional Vice President | NMLS #175142

4.94

(162)

School of Hard Knox

Mortgage

Mortgage Lender

School of Hard Knox

Contact Info

(714) 820-1535

Cypress, CA

https://www.crosscountrymortgage.com/cypress-ca-4041/jose-soto?marketing_campaign=00898

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4.94

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It was well explained and guided. I felt safe and secure with the company's process

Reply from Joe Soto

September 14th, 2025 09:43 PM

Thank you so much Diana!!!! We are very happy for you and Rudy!

I have worked with Joe Soto and his team many times over the past 6 years. Joe is always humble, honest, helpful and professional. He delivers an amazing mortgage experience to all my clients. I highly recommend Joe and the Joe Soto Team. You...

Reply from Owner

January 18th, 2026 03:47 PM

Karl, you’re the man.

Joe Soto at CrossCountry Mortgage has received a review with 5 star rating from Anthony M

Reply from Owner

January 18th, 2026 03:47 PM

Thanks

My wife and I are both self-employed, and we quickly discovered that most lenders simply don’t have the flexibility or mindset to work outside their rigid checkboxes. Too often, if you don’t fit their preset mold, you’re out of luck.Joe Soto...

Reply from Joe Soto

December 3rd, 2025 11:34 PM

Thank you so much for the kind words! I am truly grateful for your trust!! :)

It was an amazing experience from the beginning to the end. Very efficient team. Thank you for your help.

Reply from Owner

August 28th, 2025 09:29 PM

Thank you Teresa!!!

The whole home buying process was really duanting to me as a first time home buyer. We had met with a few lenders, as you are supposed to do, and felt even more overwhelmed and lost about the process. I didn't understand the lingo, felt like...

Reply from Joe Soto

August 27th, 2025 09:27 PM

Helen, OMG, thank you for the kind words. You have truly made our day!!!! We are happy for you and John and are so grateful for the opprotunity to help you!!!! Many blessings in your new home!! - Joe

We couldn’t be happier with the SOTO Team! From start to finish, they were supportive, kind, patient, and transparent—making the entire process an absolute pleasure. We truly can’t imagine working with anyone else. Thank you, SOTO Team, for...

Reply from Joe Soto

September 1st, 2025 07:06 PM

Thank you, John, for such a wonderful review! I'm truly grateful for your kind words about my team. It's fantastic to hear that you felt supported and informed throughout the process. Helping you achieve your dream home was a privilege, and...

I’ve worked with Joe on multiple loans. He’s awesome to work with always gets the job done keeps you up-to-date would highly recommend him.

Reply from Owner

January 18th, 2026 03:48 PM

Thank you so much, Sean. I hope all is well.

Working as a realtor, I’ve referred countless clients to Joe Soto and the Soto Team because they always deliver—clear communication, seamless transactions, and on-time closings every single time. This time, it was my turn as a homebuyer, and...

Reply from Owner

August 28th, 2025 09:28 PM

Thank you so much Walter! I appreciate you and grateful to be part of this first (of many) purchases you do!!! Congratulations!!!

Joe helped me through the complicated process of selling my mother’s home after she passed, and also helped with a loan for a new home. They made this process seamless and although it was a rushed timeline they got everything to me on time!...

Reply from Owner

January 18th, 2026 03:48 PM

Thank you so much.

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About

Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Cypress, CA. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner considering a refinance, I provide a selection of mortgage loan options to fit your goals. FHA loans, VA loans, conventional loans, and jumbo mortgages are just a few I offer to help you navigate home financing with confidence. From application to closing, I’ll give you a transparent process with clear communication and expert advice every step of the way. Together, we’ll bring your homeownership dreams to life. NMLS #175142 | Branch NMLS #1784789

Products & Services

Mortgage Lender

Conventional Home Loan

Specialities

Conventional Loan

VA Loan

Jumbo Loan

Fixed Rate Mortgage

Adjustable Rate Mortgage

FHA Loan

USDA Home Loan

FHA 203k Limited Refinance