Joe G Navarro
Sales Manager | NMLS # 372547
Hi, I’m Joe G. Navarro, Sales Manager at Signature Home Lending and your trusted partner in the mortgage journey. Since 2002, I’ve built my career on trust, education, and long-term relationships. I specialize in FHA, VA, and Conventional f... Show More
Location & Business Hours
Business Hours
Wed
9 AM to 9 PM
Thu
9 AM to 9 PM(Open now)
Fri
9 AM to 9 PM
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Reviews from Web
Joe worked on our file for a long time to get our loan closed. I will forever be grateful and he will always have our business.
Reply from Joe G Navarro
August 1st, 2025 12:21 AM
Thank you, Tamara and Joey, for such a meaningful review. I'm truly grateful for your trust and patience throughout the loan process. It was my pleasure to work diligently on your file to see everything through to closing. Your continued support...
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Joe was very generous sharing his time, knowledge, and experience. Monica was equally awesome. I appreciated the open communication and updates as we progressed.
Reply from Joe G Navarro
June 30th, 2025 10:51 PM
Hi Dave!!! We're thrilled to hear that you appreciated our efforts and experience we shared throughout your loan process. It's great to know that Monica's assistance was equally valued. Open communication is a priority for us, and I'm glad...
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Again Joe made the process go smooth , this is our second time going with him . I highly recommend everybody to go with him so can guide you through purchasing your home or an investatement.
Reply from Joe G Navarro
June 9th, 2025 08:08 PM
I'm thrilled to hear that your second experience with me was smooth, Armando. Thank you for your recommendation. It was a pleasure assisting you with your purchase, and I'm glad I could guide you through the process. Enjoy your new home and...
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Joe was very informative with the entire loan process from start to finish. Joe comes highly recommended and for sure carried the burden of stress for me making purchasing a home more enjoyable!
Reply from Joe G Navarro
May 7th, 2025 10:05 PM
I'm happy to hear that you found the process informative and less stressful, Janice. It was a pleasure assisting you and Dwayne, and I truly appreciate your recommendation. If you have any further questions or need assistance in the future,...
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From start to finish the process was smooth and drama free!
Reply from Joe G Navarro
May 7th, 2025 08:45 PM
I'm so glad everything came together so smoothly, teamwork really does make the dream work! I truly appreciate your collaboration throughout the process. Wishing you all the best as you settle into your beautiful new home. And hey, if there’s...
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it was great
Reply from Joe G Navarro
April 23rd, 2025 10:39 PM
I'm glad to hear that your experience was great, Aaron. It was a pleasure assisting you with your purchase loan. Thank you for the positive feedback!
The guidance and communication I received throughout the process.
Reply from Joe G Navarro
April 21st, 2025 06:01 AM
Hi Arias Family. We did it!!! I'm glad to hear that you found the guidance and communication throughout the process helpful. It was a pleasure working with your family, and I appreciate your positive feedback. If you have any further questions...
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Amazing communication and Joe's deep knowledge and experience
Reply from Joe G Navarro
April 18th, 2025 12:27 AM
Hi Bev!
Thanks so much for the awesome review. it means a lot. After all these years, it’s an honor that you still trust me as your go-to lender. On top of that, I’m so grateful for our friendship. Enjoy the new home, and I’ll see you guys...
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Joe made this whole process go smooth and explained everything so well.
Reply from Joe G Navarro
March 6th, 2025 08:13 PM
I'm truly grateful for your review, Mando. It was a pleasure to assist you throughout the process and ensure everything went smoothly. I'm glad to hear that the explanations were clear and helpful. Best wishes with your new investment! Look...
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Joe was very communicative, and stayed on top of all of my needs throughout the proces.
Reply from Joe G Navarro
January 9th, 2025 11:07 PM
I'm happy to hear your positive feedback, Dylan. It's our top priority to ensure our clients are well-informed and comfortable throughout the process. Thank you for your high rating. It was a pleasure to assist you with your purchase, and I'm...
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About
Hi, I’m Joe G. Navarro, Sales Manager at Signature Home Lending and your trusted partner in the mortgage journey. Since 2002, I’ve built my career on trust, education, and long-term relationships. I specialize in FHA, VA, and Conventional financing—guiding first-time buyers and seasoned investors alike. Whether you need step-by-step support or want to jump right into the details, I tailor the process to fit your needs. I don’t believe in one-size-fits-all lending—my goal is to make sure you feel confident, informed, and supported from start to finish.
Joe G. Navarro
Your go-to for all things lending!
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Specialities
FHA
USDA
VA
Conventional
ITIN
Bank Statement Loans
1099 Loans
DSCR
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Positions
- Signature Home Lendng - Sales ManagerJan 1st, 2002 - Current
Memberships
- NMLS
- CA-DRE
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2002
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS # 372547
Gallery
Achievements
- Top Producer of the Year 2003
- Rookie of the Year 2002
- Gold Club 2000 and 2001
Disclaimer
"Golden Empire Mortgage, Inc. (""GEM"") [NMLS ID No. 2427] is a California corporation whose principal business office is located at 1200 Discovery Drive, Ste. 300, Bakersfield, California 93309. GEM is a residential mortgage lender and servicer licensed by the Department of Business Oversight pursuant to the California Residential Mortgage Lending Act under license no. 413-0360. GEM conducts residential mortgage lending activities in the following additional states as follows:
Arizona: GEM conducts business in the state of Arizona as Golden Empire Mortgage, Inc. under Mortgage Bankers license no. 0906440 issued by the Arizona Department of Financial Institutions.
Colorado: GEM conducts business in the state of Colorado pursuant to a Mortgage Company Registration issued by the Colorado Division of Real Estate.
Oregon: GEM conducts business in the state of Oregon under Mortgage Lending License no. ML-2891 issued by the Division of Finance and Corporate Securities, Department of Consumer and Business Services.
Texas: GEM conducts business in the state of Texas as GEM Mortgage, Inc. pursuant to a Mortgage Bankers Registration issued by the Texas Department of Savings and Mortgage Lending. Notice to Texas Loan Applicants
Washington: GEM conducts business in the state of Washington under Consumer Loan Company License no. CL-2427 issued by the Washington Division of Consumer Services, Department of Financial Institutions."