
Joe G Navarro
Sales Manager | NMLS # 372547

Hi, I’m Joe G. Navarro, Sales Manager at Signature Home Lending and your trusted partner in the mortgage journey. Since 2002, I’ve built my career on trust, education, and long-term relationships. I specialize in FHA, VA, and Conventional f... Show More
Location & Business Hours
Business Hours
Tues
9 AM to 9 PM
Wed
9 AM to 9 PM
Thu
9 AM to 9 PM(Open now)
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Reviews from Web
easy to work with
Reply from Joe G Navarro
April 16th, 2026 07:36 PM
I'm grateful for your kind words, Jerald. I'm happy to know you found the process easy to work with. If there's anything else I can assist you with, feel free to reach out.
Joe got us into our house within a month, making the entire process fast, smooth, and stress-free. His responsiveness, professionalism, and dedication really stood out and made a huge difference.
Reply from Joe G Navarro
April 3rd, 2026 02:57 AM
Thank you so much for the great review Elliott! I’m glad we were able to get you into your home quickly and make the process feel smooth and stress-free, that’s always the goal. Your kind words about my responsiveness and dedication really...
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Joe was friendly, helpful, and knowledgeable. He was albe to have everyone understand every step of the process and didn't mind going back to a step if someone didn't.
Reply from Joe G Navarro
March 12th, 2026 04:48 PM
Thank you for the thoughtful review Israel! It was a pleasure working with your family. One of my biggest priorities is making sure everyone feels comfortable with each step of the process, so I’m always happy to revisit anything that needs...
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Joe made it happen in an uncommon situation that required a personalized approach. He and his team were great to work with!
Reply from Joe G Navarro
March 10th, 2026 12:13 AM
Thank you for the kind words Jesus! Every transaction has its own unique circumstances, and I’m glad we were able to take a personalized approach to make everything come together smoothly. I appreciate the trust you placed in me and my team....
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not only how easy it was but also how fast
Reply from Joe G Navarro
March 12th, 2026 12:08 AM
I'm pleased to hear that you found the process both easy and efficient, Diana. It means a lot to know that everything went smoothly for you. If there's anything more I can assist with, feel free to reach out.
She is a very professional person with excellent communication
Reply from Joe G Navarro
March 9th, 2026 08:23 PM
I appreciate your kind words, Angel. It's wonderful to hear that you found my communication effective and professional. If there's anything more I can assist you with, please feel free to reach out.
The process was incredibly
Reply from Joe G Navarro
March 9th, 2026 10:39 PM
I'm glad to hear that the process went smoothly for you, Maria. It's important to me that my clients have a positive experience. If there’s anything else you need or if you have further questions, please don’t hesitate to reach out.
it was such a long process but it was a great experience the staff and all were very very helpful and answering questions.
Reply from Joe G Navarro
March 9th, 2026 11:06 PM
I'm pleased to know that despite the lengthy process, you had a positive experience, Daisy. It’s reassuring to hear that the team was helpful and responsive to your questions. If there’s anything further I can do for you, please let me know....
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Joe's ability to reassure and support during this time has been amazing !
Reply from Joe G Navarro
March 3rd, 2026 05:59 AM
I really appreciate you saying that Bre! This process can bring a lot of emotions, and being able to guide and reassure my clients is something I take seriously. Thank you for trusting me to be part of such an important milestone!
Great expierence! Definitely recommen, questions and concerns were always answered and explained!
Reply from Joe G Navarro
March 5th, 2026 07:41 PM
I'm glad to hear you had a great experience, Nepthali. It was important to me to address all your questions and concerns thoroughly. Your recommendation means a lot, and please feel free to reach out if there's anything more you need.
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About
Hi, I’m Joe G. Navarro, Sales Manager at Signature Home Lending and your trusted partner in the mortgage journey. Since 2002, I’ve built my career on trust, education, and long-term relationships. I specialize in FHA, VA, and Conventional financing—guiding first-time buyers and seasoned investors alike. Whether you need step-by-step support or want to jump right into the details, I tailor the process to fit your needs. I don’t believe in one-size-fits-all lending—my goal is to make sure you feel confident, informed, and supported from start to finish.
Joe G. Navarro
Your go-to for all things lending!
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Specialities
FHA
USDA
VA
Conventional
ITIN
Bank Statement Loans
1099 Loans
DSCR
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Positions
- Signature Home Lendng - Sales ManagerJan 1st, 2002 - Current
Memberships
- NMLS
- CA-DRE
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2002
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS # 372547
Gallery



Achievements
- Top Producer of the Year 2003
- Rookie of the Year 2002
- Gold Club 2000 and 2001
Disclaimer
"Golden Empire Mortgage, Inc. (""GEM"") [NMLS ID No. 2427] is a California corporation whose principal business office is located at 1200 Discovery Drive, Ste. 300, Bakersfield, California 93309. GEM is a residential mortgage lender and servicer licensed by the Department of Business Oversight pursuant to the California Residential Mortgage Lending Act under license no. 413-0360. GEM conducts residential mortgage lending activities in the following additional states as follows:
Arizona: GEM conducts business in the state of Arizona as Golden Empire Mortgage, Inc. under Mortgage Bankers license no. 0906440 issued by the Arizona Department of Financial Institutions.
Colorado: GEM conducts business in the state of Colorado pursuant to a Mortgage Company Registration issued by the Colorado Division of Real Estate.
Oregon: GEM conducts business in the state of Oregon under Mortgage Lending License no. ML-2891 issued by the Division of Finance and Corporate Securities, Department of Consumer and Business Services.
Texas: GEM conducts business in the state of Texas as GEM Mortgage, Inc. pursuant to a Mortgage Bankers Registration issued by the Texas Department of Savings and Mortgage Lending. Notice to Texas Loan Applicants
Washington: GEM conducts business in the state of Washington under Consumer Loan Company License no. CL-2427 issued by the Washington Division of Consumer Services, Department of Financial Institutions."