Joe G Navarro
Sales Manager | NMLS # 372547
Hi, I’m Joe G. Navarro, Sales Manager at Signature Home Lending and your trusted partner in the mortgage journey. Since 2002, I’ve built my career on trust, education, and long-term relationships. I specialize in FHA, VA, and Conventional f... Show More
Location & Business Hours
Business Hours
Tues
9 AM to 9 PM
Wed
9 AM to 9 PM
Thu
9 AM to 9 PM(Open now)
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Reviews from Web
Joe was always there for us with answers and explanations to any questions we had. Him and his team made the process of buying our first home a smooth process.
Reply from Joe G Navarro
February 9th, 2026 10:16 PM
Thank you for taking the time to share your experience Allie! Helping first-time homebuyers is especially rewarding, and I’m glad my team and I could make the process smooth and informative for you both! Congratulations on your new home!!
Joe always goes above and beyond to help his clients through the lending process. He is very plesant to work with and makes you feel like a friend. We have used Joe for all of our mortgage needs for over a decade and will always use him. Joe...
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Reply from Joe G Navarro
January 16th, 2026 08:06 PM
Thank you for the kind words James. Trusting my team and me with your mortgage needs for over a decade truly means a lot. We take great pride in making the lending process smooth, transparent, and supportive from start to finish. We appreciate...
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Joe and his team will Go above and beyond for you just like they did for me & my family! I Highly recommend their services to anyone looking to purchase a home
Reply from Joe G Navarro
January 3rd, 2026 08:18 PM
Thank you for your kind words, Brian. It was a pleasure to assist you and your family with your home purchase. I'm committed to going above and beyond for all those I work with, and I'm glad that dedication made a positive impact on your experience....
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He help me from the moment I started looking for my next home with the Prequalification letter,ansewering all my questuions and guiding me to take
the best decisions to finance my loan.
THANK YOU, JOE!!
Reply from Joe G Navarro
October 11th, 2025 01:52 AM
Thank you so much for your kind words Raul! It was a real pleasure helping you through each step of the process and making sure you felt confident along the way. I’m thrilled we found the right financing for your new home. Congratulations again...
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Joe was great, phenomenal communication throughout process. Very knowledgeable, 10/10!
Reply from Joe G Navarro
September 8th, 2025 11:58 PM
I’m grateful for your kind words, Rosie. It’s rewarding to hear that the communication and knowledge I provided met your expectations during the process. If you have any more questions or need further assistance in the future Im always here...
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I had peace of mind through the whole process knowing that Joe was only a text or call away to answer any questions that I had. Joe was also very thorough from beginning to end and as a first time home buyer this was crucial for me to know...
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Reply from Joe G Navarro
September 8th, 2025 11:56 PM
Thank you so much for sharing Vere! I know how overwhelming the process can feel as a first-time homebuyer, so it means a lot to me that you felt supported and at ease the whole way through. I truly believe no question is ever too small, and...
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Está siempre dispuesto a ayudar
Reply from Joe G Navarro
September 4th, 2025 07:34 PM
Gracias por tu comentario. Me alegra saber que encontraste útil mi disposición para ayudar. Si tienes más preguntas o necesitas asistencia, no dudes en contactarme. Estoy aquí para apoyarte en tu camino. Gracias Yamaira!
Joe is a great communicator and cares about his clientele. He was available for the entire process . I have worked with other leders and trust me joe takes it to the level needed for his busines.
Reply from Joe G Navarro
September 4th, 2025 07:39 PM
Thank you Fernando for sharing this! It was a privilege to walk through the process with you both, and I’m thrilled to hear you felt supported every step of the way. Communication and care are at the heart of what I do, and it means a lot that...
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The communcation was unmatched, he stayed on top of all things and when i had a question he would answer it as quicklybas possible .
Reply from Joe G Navarro
August 31st, 2025 01:19 PM
Thank you, Mauricio, for sharing your experience. I'm really pleased to know that my communication style worked well for you and that I could promptly address your questions. Staying attentive and ensuring everything goes smoothly is always...
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Joe was very nice . pleasant.helpful has so much knowledge and was on top of things.
AD
Reply from Joe G Navarro
August 22nd, 2025 01:22 AM
Thank you Andres for sharing your feedback. I’m glad to hear that our knowledge and support made a difference in your experience. Providing clear guidance and staying on top of the details is something I take great pride in, and it’s wonderful...
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About
Hi, I’m Joe G. Navarro, Sales Manager at Signature Home Lending and your trusted partner in the mortgage journey. Since 2002, I’ve built my career on trust, education, and long-term relationships. I specialize in FHA, VA, and Conventional financing—guiding first-time buyers and seasoned investors alike. Whether you need step-by-step support or want to jump right into the details, I tailor the process to fit your needs. I don’t believe in one-size-fits-all lending—my goal is to make sure you feel confident, informed, and supported from start to finish.
Joe G. Navarro
Your go-to for all things lending!
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Specialities
FHA
USDA
VA
Conventional
ITIN
Bank Statement Loans
1099 Loans
DSCR
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Positions
- Signature Home Lendng - Sales ManagerJan 1st, 2002 - Current
Memberships
- NMLS
- CA-DRE
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2002
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS # 372547
Gallery
Achievements
- Top Producer of the Year 2003
- Rookie of the Year 2002
- Gold Club 2000 and 2001
Disclaimer
"Golden Empire Mortgage, Inc. (""GEM"") [NMLS ID No. 2427] is a California corporation whose principal business office is located at 1200 Discovery Drive, Ste. 300, Bakersfield, California 93309. GEM is a residential mortgage lender and servicer licensed by the Department of Business Oversight pursuant to the California Residential Mortgage Lending Act under license no. 413-0360. GEM conducts residential mortgage lending activities in the following additional states as follows:
Arizona: GEM conducts business in the state of Arizona as Golden Empire Mortgage, Inc. under Mortgage Bankers license no. 0906440 issued by the Arizona Department of Financial Institutions.
Colorado: GEM conducts business in the state of Colorado pursuant to a Mortgage Company Registration issued by the Colorado Division of Real Estate.
Oregon: GEM conducts business in the state of Oregon under Mortgage Lending License no. ML-2891 issued by the Division of Finance and Corporate Securities, Department of Consumer and Business Services.
Texas: GEM conducts business in the state of Texas as GEM Mortgage, Inc. pursuant to a Mortgage Bankers Registration issued by the Texas Department of Savings and Mortgage Lending. Notice to Texas Loan Applicants
Washington: GEM conducts business in the state of Washington under Consumer Loan Company License no. CL-2427 issued by the Washington Division of Consumer Services, Department of Financial Institutions."