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Joe Lochmann - Mortgage Lender | NMLS# 1718696 in O Fallon, IL

Joe Lochmann

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Mortgage Lender | NMLS# 1718696

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With over 20 years in real estate and mortgage lending, I specialize in helping veterans, military families, and homebuyers secure the best financing options. As a VA loan expert, I guide active-duty service members and veterans through the... Show More
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  • Encompass
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    Justin M
    Belleville, IL
    Posted on July 13th, 2020 03:05 PM
    Joe made it easy, let me know the things he needed and guided me along the way to a great rate on my refinance.
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    Jan P
    O Fallon, IL
    Posted on July 13th, 2020 02:04 AM
    Joe was very responsive and made sure everything went smoothly.
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    Kimberly B
    Highland, IL
    Posted on July 12th, 2020 03:01 PM
    Joe was very easy to work with. Great communication and frequent updates. This loan process was The best loan experience I’ve ever had.
  • Encompass
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    Jeuan M
    O Fallon, IL
    Posted on July 12th, 2020 11:46 AM
    Joe and his team worked tirelessly to ensure that my home purchase experience was painless. They saved me from a horrible loan being presented to me by another lender and closed in less time and with fewer headaches than the competition. I...
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  • Encompass
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    Kent M
    Collinsville, IL
    Posted on July 9th, 2020 02:08 AM
    Joe was very easy to work with
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    Nicholas R
    Collinsville, IL
    Posted on July 3rd, 2020 02:33 AM
    Joe was quick to respond to any questions I had. He worked with me diligently to get me the best loan that would work for me. Joe exceeded my expectations! I am grateful for all the services.
  • Encompass
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    John B
    Belleville, IL
    Posted on July 1st, 2020 10:26 PM
    Start to finish everything went very smoothly. Thanks Joe
  • Encompass
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    Joseph M
    Edwardsville, IL
    Posted on June 25th, 2020 03:02 AM
    Joe helped to get me through process quick.
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    Christy B
    Belleville, IL
    Posted on June 21st, 2020 03:30 PM
    He was with us from start to finish!!! He was always available no matter what time day or night. He worked diligently to get me what I needed and went above and beyond to ensure we had the best rates throughout the process. He was a tremendous...
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  • Encompass
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    Gene A
    Troy, IL
    Posted on June 17th, 2020 01:54 PM
    Joe and Traci are the best. I highly recommend them
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    About
    With over 20 years in real estate and mortgage lending, I specialize in helping veterans, military families, and homebuyers secure the best financing options. As a VA loan expert, I guide active-duty service members and veterans through their VA home loan benefits, ensuring a smooth, zero-down financing process. Based in O’Fallon, IL, near Scott Air Force Base (SAFB), I serve clients in Illinois, Missouri, and nationwide. Whether you’re a first-time homebuyer, relocating military family, or real estate investor, I provide expert guidance to help you close with confidence.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Mortgage Refinance
    Specialities
    VA Home Loans – 100 percent financing for veterans, active-duty military, and their families
    First-Time Homebuyer Loans – Low down payment and flexible credit options
    Conventional Home Loans – Competitive rates for well-qualified buyers
    FHA Loans – Government-backed loans with lower credit score requirements
    Jumbo Loans – Financing for high-value homes exceeding conventional loan limits
    Military Relocation Mortgages – VA loan solutions for PCS moves near Scott Air Force Base
    Real Estate Investor Loans – Financing for rental properties and vacation homes
    Refinance Loans – Lower your rate, reduce payments, or access home equity
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    Positions
    • Midwest Bank Centre - Mortgage Loan Originator
      Jan 13th, 2020 - Current
    • Midwest Bank Centre - VA Loan Specialist
      Jan 13th, 2020 - Current
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    Memberships
    • Southwestern Illinois Board of Realtors
    Addresses and Serving Areas

    Year Started

    2002

    Time Zone

    Central Standard Time (CST)
    Licenses
    • NMLS# 1718696
    Achievements
    • Specializing in VA Loan Origination
    • Consistent 5-Star Client Reviews
    • Trusted Advisor in Metro East Real Estate
    • View All
    Hobbies
    • Community Outreach
    • Personal Development Workshops
    • Volunteer Initiatives
    • View All