Joe Lochmann
Mortgage Lender | NMLS# 1718696
With over 20 years in real estate and mortgage lending, I specialize in helping veterans, military families, and homebuyers secure the best financing options. As a VA loan expert, I guide active-duty service members and veterans through the... Show More
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Joe is very helpful and knowledgeable. I highly recommend him and his services.
Joe was great to work with! He was professional, timely in his responses to emails and phone calls, and very knowledgeable. We would definitely recommend him to anyone!
Initial communication was good when I was getting mortgage quotes. Once I made a decision and was locked in with Midwest BankCentre, communication dropped significantly. I was not kept updated on the status of the mortgage loan, where we were...
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Joe was so friendly and knowledgable and willing to work with us at any time.
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Joe and his team made it effortless to refinance my home. Professional, quick to respond with answers to questions, and willing to do whatever it takes to make the process easy and smooth from the application to closing. I’m saving hundreds...
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For me, there was a lack of communication as to the status of my refinance.
It was an easy process.
Loved working with Joe. It was easy, straight forward, and without consternation.
Joe is one heck of a guy. He works for you unlike most banks that just view you as another loan applicant. Joe treats you like a friend he has known for years and works to get you the best loan rate fit for your needs. Highly recommend. He...
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About
With over 20 years in real estate and mortgage lending, I specialize in helping veterans, military families, and homebuyers secure the best financing options. As a VA loan expert, I guide active-duty service members and veterans through their VA home loan benefits, ensuring a smooth, zero-down financing process.
Based in O’Fallon, IL, near Scott Air Force Base (SAFB), I serve clients in Illinois, Missouri, and nationwide. Whether you’re a first-time homebuyer, relocating military family, or real estate investor, I provide expert guidance to help you close with confidence.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
VA Home Loans – 100 percent financing for veterans, active-duty military, and their families
First-Time Homebuyer Loans – Low down payment and flexible credit options
Conventional Home Loans – Competitive rates for well-qualified buyers
FHA Loans – Government-backed loans with lower credit score requirements
Jumbo Loans – Financing for high-value homes exceeding conventional loan limits
Military Relocation Mortgages – VA loan solutions for PCS moves near Scott Air Force Base
Real Estate Investor Loans – Financing for rental properties and vacation homes
Refinance Loans – Lower your rate, reduce payments, or access home equity
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Positions
- Midwest Bank Centre - Mortgage Loan OriginatorJan 13th, 2020 - Current
- Midwest Bank Centre - VA Loan SpecialistJan 13th, 2020 - Current
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Memberships
- Southwestern Illinois Board of Realtors
Addresses and Serving Areas
Primary Serving Area
Year Started
2002
Time Zone
Central Standard Time (CST)
Licenses
- NMLS# 1718696
Achievements
- Specializing in VA Loan Origination
- Consistent 5-Star Client Reviews
- Trusted Advisor in Metro East Real Estate
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Hobbies
- Community Outreach
- Personal Development Workshops
- Volunteer Initiatives
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