Joe Lochmann
Mortgage Lender | NMLS# 1718696
With over 20 years in real estate and mortgage lending, I specialize in helping veterans, military families, and homebuyers secure the best financing options. As a VA loan expert, I guide active-duty service members and veterans through the... Show More
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Joe is a pro. He flipped me from Conventional to FHA and actually got me a better deal. Even in this COVIDelayed mortgage climate he made my closing happen on time.
Better communication not waiting until the last minute to have loan approved or documents even looked at
As a first-time home buyer, Joe was able to make a stressful process feel so simple, and stress-free. Joe’s knowledge, and experience in the field is incredibly helpful, and really eased our mind. Joe literally made himself available 24/7,...
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Joe was very responsive and answered all of my questions. I never felt pressured at any time. He delivered exactly what we discussed at closing.
Joe was very communicative: he was available to answer questions and give advice through phone, texts, and emails. Midwest also gave us a good rate.
I recommend using joe
Joe has always been great to work with and knows the market and what it take to get a deal done as smoothly and stress free as possible.
He got us a great rate
Joe was great to work with. He was low pressure and helped us get a great deal on our home loan!
Joe was very responsive and kept me informed of the progress of our mortgage. Made the process very easy.
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About
With over 20 years in real estate and mortgage lending, I specialize in helping veterans, military families, and homebuyers secure the best financing options. As a VA loan expert, I guide active-duty service members and veterans through their VA home loan benefits, ensuring a smooth, zero-down financing process.
Based in O’Fallon, IL, near Scott Air Force Base (SAFB), I serve clients in Illinois, Missouri, and nationwide. Whether you’re a first-time homebuyer, relocating military family, or real estate investor, I provide expert guidance to help you close with confidence.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
VA Home Loans – 100 percent financing for veterans, active-duty military, and their families
First-Time Homebuyer Loans – Low down payment and flexible credit options
Conventional Home Loans – Competitive rates for well-qualified buyers
FHA Loans – Government-backed loans with lower credit score requirements
Jumbo Loans – Financing for high-value homes exceeding conventional loan limits
Military Relocation Mortgages – VA loan solutions for PCS moves near Scott Air Force Base
Real Estate Investor Loans – Financing for rental properties and vacation homes
Refinance Loans – Lower your rate, reduce payments, or access home equity
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Positions
- Midwest Bank Centre - Mortgage Loan OriginatorJan 13th, 2020 - Current
- Midwest Bank Centre - VA Loan SpecialistJan 13th, 2020 - Current
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Memberships
- Southwestern Illinois Board of Realtors
Addresses and Serving Areas
Primary Serving Area
Year Started
2002
Time Zone
Central Standard Time (CST)
Licenses
- NMLS# 1718696
Achievements
- Specializing in VA Loan Origination
- Consistent 5-Star Client Reviews
- Trusted Advisor in Metro East Real Estate
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Hobbies
- Community Outreach
- Personal Development Workshops
- Volunteer Initiatives
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