Joe Lochmann
Mortgage Lender | NMLS# 1718696
With over 20 years in real estate and mortgage lending, I specialize in helping veterans, military families, and homebuyers secure the best financing options. As a VA loan expert, I guide active-duty service members and veterans through the... Show More
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Joe was wonderful through this whole process and made us feel, very comfortable about our refinancing. He saved us a lot of money too. Joe is a great guy and very knowledgeable and we would recommend him and Midwest bank to everyone. Thanks...
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Joe was great but somewhere in the line after joe there is a lot of mis communication. Had issues with getting information back that was important to close on time. Paper work wasn’t asked for until last min, after we closed $$ was sent to...
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Everything from the beginning to the end of the loan process flowed easily and efficiently. My loan officer was very communicative and friendly. No question of mine was left unanswered and I felt confident through the whole process that I was...
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Joe did a phenomenal job from the beginning. Highly recommend.
Joe and his team were very professional and got all the required paperwork done in a quick and timely manner. I would highly recommend them! Great team.
Joe Is the best!
His communication was the Best! Very pleased at such a smooth transaction.
Thank you for everything you have done for us. This process was for the most part a breeze.
Hard to do refinancing via email.
Super fast responses, even on the weekend. He made the process of first time home buying a good experience.
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About
With over 20 years in real estate and mortgage lending, I specialize in helping veterans, military families, and homebuyers secure the best financing options. As a VA loan expert, I guide active-duty service members and veterans through their VA home loan benefits, ensuring a smooth, zero-down financing process.
Based in O’Fallon, IL, near Scott Air Force Base (SAFB), I serve clients in Illinois, Missouri, and nationwide. Whether you’re a first-time homebuyer, relocating military family, or real estate investor, I provide expert guidance to help you close with confidence.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
VA Home Loans – 100 percent financing for veterans, active-duty military, and their families
First-Time Homebuyer Loans – Low down payment and flexible credit options
Conventional Home Loans – Competitive rates for well-qualified buyers
FHA Loans – Government-backed loans with lower credit score requirements
Jumbo Loans – Financing for high-value homes exceeding conventional loan limits
Military Relocation Mortgages – VA loan solutions for PCS moves near Scott Air Force Base
Real Estate Investor Loans – Financing for rental properties and vacation homes
Refinance Loans – Lower your rate, reduce payments, or access home equity
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Positions
- Midwest Bank Centre - Mortgage Loan OriginatorJan 13th, 2020 - Current
- Midwest Bank Centre - VA Loan SpecialistJan 13th, 2020 - Current
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Memberships
- Southwestern Illinois Board of Realtors
Addresses and Serving Areas
Primary Serving Area
Year Started
2002
Time Zone
Central Standard Time (CST)
Licenses
- NMLS# 1718696
Achievements
- Specializing in VA Loan Origination
- Consistent 5-Star Client Reviews
- Trusted Advisor in Metro East Real Estate
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Hobbies
- Community Outreach
- Personal Development Workshops
- Volunteer Initiatives
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