Joe Lochmann
Mortgage Lender | NMLS# 1718696
With over 20 years in real estate and mortgage lending, I specialize in helping veterans, military families, and homebuyers secure the best financing options. As a VA loan expert, I guide active-duty service members and veterans through the... Show More
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Joe Lochmann worked hard to get us a great rate. Only issue I had was paying a $90 late fee on my mortgage. Overall I would still recommend Joe Lochmann to my friends.
Joe was super responsive and flexible. Great service.
Joe responded quickly to any questions we had. He walked us through the process and his team was super clear on any documents we needed to provide. For us it was a seamless and easy process.
Joe was very communicative, very knowledgable, and always available to answer any questions we had. Definitely recommend him!
The process took longer than anticipated. Previous re-fis have taken just a couple weeks and this process was over 60 days. The online process didn't update correctly which is not a reflection of Mr. Lochmann but communications could have been...
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Joe and his team were always quick to respond and helped to get the transaction done to meet our timeline.
Right product for my needs.
I had to switch lenders in the middle of my purchase. Joe took over and got my loan closed on time, within 9 days. I was very impressed!
I understand Joe and the team is busy with loans, and they were very helpful. The technology integration is top notch, however sometimes relying on email causes more work than a phone call. Thanks for the help!
I got my house. The loan was approved.
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About
With over 20 years in real estate and mortgage lending, I specialize in helping veterans, military families, and homebuyers secure the best financing options. As a VA loan expert, I guide active-duty service members and veterans through their VA home loan benefits, ensuring a smooth, zero-down financing process.
Based in O’Fallon, IL, near Scott Air Force Base (SAFB), I serve clients in Illinois, Missouri, and nationwide. Whether you’re a first-time homebuyer, relocating military family, or real estate investor, I provide expert guidance to help you close with confidence.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
VA Home Loans – 100 percent financing for veterans, active-duty military, and their families
First-Time Homebuyer Loans – Low down payment and flexible credit options
Conventional Home Loans – Competitive rates for well-qualified buyers
FHA Loans – Government-backed loans with lower credit score requirements
Jumbo Loans – Financing for high-value homes exceeding conventional loan limits
Military Relocation Mortgages – VA loan solutions for PCS moves near Scott Air Force Base
Real Estate Investor Loans – Financing for rental properties and vacation homes
Refinance Loans – Lower your rate, reduce payments, or access home equity
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Positions
- Midwest Bank Centre - Mortgage Loan OriginatorJan 13th, 2020 - Current
- Midwest Bank Centre - VA Loan SpecialistJan 13th, 2020 - Current
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Memberships
- Southwestern Illinois Board of Realtors
Addresses and Serving Areas
Primary Serving Area
Year Started
2002
Time Zone
Central Standard Time (CST)
Licenses
- NMLS# 1718696
Achievements
- Specializing in VA Loan Origination
- Consistent 5-Star Client Reviews
- Trusted Advisor in Metro East Real Estate
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Hobbies
- Community Outreach
- Personal Development Workshops
- Volunteer Initiatives
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