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Joe Lochmann - Mortgage Lender | NMLS# 1718696 in O Fallon, IL

Joe Lochmann

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Mortgage Lender | NMLS# 1718696

Chesterfield
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With over 20 years in real estate and mortgage lending, I specialize in helping veterans, military families, and homebuyers secure the best financing options. As a VA loan expert, I guide active-duty service members and veterans through the... Show More
Mortgage
Mortgage Loan Officer
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Contact Info
(618) 531-2423
O Fallon, IL
https://www.loansfromjoe.com
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Overall Ratings
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5 Star
84%
4 Star
10%
3 Star
4%
2 Star
1%
1 Star
1%
Reviews from Web
  • Encompass
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    Ryan A C
    Destin, FL
    Posted on August 27th, 2021 12:09 PM
    The interest % and the total of final closure but the communication need to improve significantly. I would go back because I got a GREAT DEAL but I need better communication between the first day of application and the final closure.
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    Garrett W K
    O Fallon, IL
    Posted on August 24th, 2021 06:02 PM
    Joe was great! He helped my fiancé and I close on the house of our dreams. He really made everything possible for us to start our home and family. If it wasn’t for Joe we would have missed our closing date and possibly lost the house. I am...
    read more
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    SAKET K
    Edison, NJ
    Posted on August 13th, 2021 10:37 PM
    Joe, though is a man with few words, has an important attribute to catch key points from conversation and work through the best interest in satisfying customers point of view for the loan offerings. I would highly recommend him to friends and...
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    Dylan G
    Millstadt, IL
    Posted on August 9th, 2021 11:25 AM
    Very informative and timely
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    John B S
    O'fallon, MO
    Posted on August 5th, 2021 03:23 PM
    Communication
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    Jovan W
    Fairview Heights, IL
    Posted on August 4th, 2021 03:27 AM
    Joe Lochmann worked hard to get us a great rate. Only issue I had was paying a $90 late fee on my mortgage. Overall I would still recommend Joe Lochmann to my friends.
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    Jose D
    Navarre, FL
    Posted on August 4th, 2021 02:12 AM
    Joe was super responsive and flexible. Great service.
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    Robert E L
    Crestview, FL
    Posted on August 2nd, 2021 02:35 PM
    Joe responded quickly to any questions we had. He walked us through the process and his team was super clear on any documents we needed to provide. For us it was a seamless and easy process.
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    Nataly J H
    Belleville, IL
    Posted on July 28th, 2021 07:18 PM
    Joe was very communicative, very knowledgable, and always available to answer any questions we had. Definitely recommend him!
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    Catherine A S
    Saint Louis, MO
    Posted on July 27th, 2021 08:23 PM
    The process took longer than anticipated. Previous re-fis have taken just a couple weeks and this process was over 60 days. The online process didn't update correctly which is not a reflection of Mr. Lochmann but communications could have been...
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    About
    With over 20 years in real estate and mortgage lending, I specialize in helping veterans, military families, and homebuyers secure the best financing options. As a VA loan expert, I guide active-duty service members and veterans through their VA home loan benefits, ensuring a smooth, zero-down financing process. Based in O’Fallon, IL, near Scott Air Force Base (SAFB), I serve clients in Illinois, Missouri, and nationwide. Whether you’re a first-time homebuyer, relocating military family, or real estate investor, I provide expert guidance to help you close with confidence.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Mortgage Refinance
    Specialities
    VA Home Loans – 100 percent financing for veterans, active-duty military, and their families
    First-Time Homebuyer Loans – Low down payment and flexible credit options
    Conventional Home Loans – Competitive rates for well-qualified buyers
    FHA Loans – Government-backed loans with lower credit score requirements
    Jumbo Loans – Financing for high-value homes exceeding conventional loan limits
    Military Relocation Mortgages – VA loan solutions for PCS moves near Scott Air Force Base
    Real Estate Investor Loans – Financing for rental properties and vacation homes
    Refinance Loans – Lower your rate, reduce payments, or access home equity
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    Positions
    • Midwest Bank Centre - Mortgage Loan Originator
      Jan 13th, 2020 - Current
    • Midwest Bank Centre - VA Loan Specialist
      Jan 13th, 2020 - Current
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    Memberships
    • Southwestern Illinois Board of Realtors
    Addresses and Serving Areas

    Year Started

    2002

    Time Zone

    Central Standard Time (CST)
    Licenses
    • NMLS# 1718696
    Achievements
    • Specializing in VA Loan Origination
    • Consistent 5-Star Client Reviews
    • Trusted Advisor in Metro East Real Estate
      • View All
    Hobbies
    • Community Outreach
    • Personal Development Workshops
    • Volunteer Initiatives
      • View All