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Joe Lochmann - Mortgage Lender | NMLS# 1718696 in O Fallon, IL

Joe Lochmann

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Mortgage Lender | NMLS# 1718696

Chesterfield
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With over 20 years in real estate and mortgage lending, I specialize in helping veterans, military families, and homebuyers secure the best financing options. As a VA loan expert, I guide active-duty service members and veterans through the... Show More
Mortgage
Mortgage Loan Officer
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Contact Info
(618) 531-2423
O Fallon, IL
https://www.loansfromjoe.com
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5 Star
84%
4 Star
10%
3 Star
4%
2 Star
1%
1 Star
1%
Reviews from Web
  • Encompass
    J
    Jennifer L
    Collinsville, IL
    Posted on October 5th, 2021 12:33 PM
    Easy transaction and always answered any questions we had.
  • Encompass
    B
    Brittany S
    Highland, IL
    Posted on October 4th, 2021 11:02 AM
    Easy process
  • Encompass
    K
    Kevin C
    Gatlinburg, TN
    Posted on September 24th, 2021 02:50 PM
    Received loan docs at the last minute but other than that was pleased with the overall process
  • Encompass
    M
    Matthew R M
    O Fallon, IL
    Posted on September 13th, 2021 03:25 PM
    Timely communication on all aspects of the process. Never felt rushed.
  • Encompass
    L
    Linda S W
    Gulf Shores, AL
    Posted on September 8th, 2021 11:58 AM
    Joe got us a great rate and was a pleasure to deal with.
  • Encompass
    T
    Thomas M W
    Gulf Shores, AL
    Posted on September 8th, 2021 11:57 AM
    Joe was very helpful!
  • Encompass
    T
    Timothy D R
    Belleville, IL
    Posted on September 5th, 2021 01:39 PM
    Communication was inconsistent
  • Encompass
    S
    Susan V O
    Ponderay, ID
    Posted on September 4th, 2021 01:16 PM
    Slow response time
  • Encompass
    T
    Trevor S T
    Saint Jacob, IL
    Posted on September 2nd, 2021 12:43 PM
    The communication was difficult.
  • Encompass
    J
    Jeffrey D G
    Columbia, IL
    Posted on August 28th, 2021 06:16 PM
    Thanks Joe for the help and hard work!
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    About
    With over 20 years in real estate and mortgage lending, I specialize in helping veterans, military families, and homebuyers secure the best financing options. As a VA loan expert, I guide active-duty service members and veterans through their VA home loan benefits, ensuring a smooth, zero-down financing process. Based in O’Fallon, IL, near Scott Air Force Base (SAFB), I serve clients in Illinois, Missouri, and nationwide. Whether you’re a first-time homebuyer, relocating military family, or real estate investor, I provide expert guidance to help you close with confidence.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Mortgage Refinance
    Specialities
    VA Home Loans – 100 percent financing for veterans, active-duty military, and their families
    First-Time Homebuyer Loans – Low down payment and flexible credit options
    Conventional Home Loans – Competitive rates for well-qualified buyers
    FHA Loans – Government-backed loans with lower credit score requirements
    Jumbo Loans – Financing for high-value homes exceeding conventional loan limits
    Military Relocation Mortgages – VA loan solutions for PCS moves near Scott Air Force Base
    Real Estate Investor Loans – Financing for rental properties and vacation homes
    Refinance Loans – Lower your rate, reduce payments, or access home equity
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    Positions
    • Midwest Bank Centre - Mortgage Loan Originator
      Jan 13th, 2020 - Current
    • Midwest Bank Centre - VA Loan Specialist
      Jan 13th, 2020 - Current
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    Memberships
    • Southwestern Illinois Board of Realtors
    Addresses and Serving Areas

    Year Started

    2002

    Time Zone

    Central Standard Time (CST)
    Licenses
    • NMLS# 1718696
    Achievements
    • Specializing in VA Loan Origination
    • Consistent 5-Star Client Reviews
    • Trusted Advisor in Metro East Real Estate
      • View All
    Hobbies
    • Community Outreach
    • Personal Development Workshops
    • Volunteer Initiatives
      • View All