Joe Kersey
Senior Mortgage Banker
My goal is to leave all parties walking away from the transaction feeling joyful and proud instead of anxious and unsure.
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Joe, You were amazing to work with always assisted with answering questions very quickly . You made this process seamless , the Atlantic bay app for the application process was great . That along with your assistance is why we chose to work...
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Reply from Joe Kersey
December 29th, 2025 01:57 PM
Thank you so much for your kind words! It was truly a pleasure working with you all. We appreciate you choosing Atlantic Bay and we will continue to be here for you in the future for any of your home loan needs. Wishing you and your family...
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I highly recommend Joe! The home buying process was so easy with his team. I was kept informed all along the way.
Joe and his team did a fantastic job throughout the home buying process. It so easy to upload eveything to the system And I was kept informed along the way!
Reply from Joe Kersey
December 22nd, 2025 02:01 PM
Thank you so much! I’m glad the process felt easy and that you felt well informed throughout. My team and I truly appreciate the opportunity to help with your home buying journey.
Joe Kersey has received a review with 5 star rating from Joseph C
Joe was very helpful in explaining details. As well as finding the best overall loan to fit all my requests.
Joe Kersey Thank you for your patience and help.
Reply from Joe Kersey
December 22nd, 2025 02:00 PM
Thank you for the kind words! I’m glad I could help explain everything clearly and find a loan that fit your needs. I truly appreciate your patience and trust—it was a pleasure working with you.
Competent, friendly and proactive team to support the right refinancing decision at the right time!
I appreciate the personal and tailored service and great responsiveness!
Reply from Joe Kersey
December 4th, 2025 02:39 PM
Uwe, it was a pleasure working with you, and our team is truly grateful for the trust you’ve placed in us. Wishing you and your family a wonderful holiday season.
Joe and his team were excellent -- very communicative and always on top of things
Reply from Joe Kersey
November 26th, 2025 03:20 PM
Thank you Amy! We appreciate your feedback and hope to work with you again in the future!
Outstanding service
Reply from Joe Kersey
November 14th, 2025 01:47 PM
Thank you for your feedback Tim, it was a pleasure working with you. We are here for any of your lending needs in the future.
Thank you so much for your patience and availability to answer questions or explain things We appreciate the entire team - wouldn't dream of financing with anyone else
Reply from Joe Kersey
November 7th, 2025 01:59 PM
Leah and Tim, it was such a pleasure working with you! We’re thrilled to have been part of your home-buying journey and can’t wait to help with any future financing needs. Enjoy every moment in your new home, and thank you for your kind words...
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About
My goal is to leave all parties walking away from the transaction feeling joyful and proud instead of anxious and unsure.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
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Year Started
2002
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 115652
- Licensed in NC, VA, & WV
Disclaimer
© 2024 Atlantic Bay Mortgage Group
Loan programs may change at any time with or without notice. Information deemed reliable but not guaranteed. All loans subject to income verification, credit approval and property appraisal. Not a commitment to lend. Atlantic Bay Mortgage Group, L.L.C. NMLS #72043 (nmlsconsumeraccess.org) is an Equal Housing Lender. Located at 600 Lynnhaven Parkway Suite 100 Virginia Beach, VA 23452.