Joe Kersey
Senior Mortgage Banker
My goal is to leave all parties walking away from the transaction feeling joyful and proud instead of anxious and unsure.
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Thank you for taking the time to answer my questions and make sure I fully understood everything I was signing!
Reply from Joe Kersey
March 12th, 2026 12:38 PM
Debbie, it was a pleasure working with you all and we are here for you anytime you have questions! Take care
Very professional and knowledgeable . Highly recommend!
Reply from Joe Kersey
February 20th, 2026 02:32 PM
Thank you Mickie, hope the house has been wonderful thus far!
Joe Kersey at Atlantic Bay Mortgage was absolutely wonderful to work with. He was incredibly helpful in navigating our unique financial situation and made the entire process feel smooth and manageable. Joe was transparent every step of the...
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Joe Kersey has received a review with 5 star rating from Titan G
Joe and Casey made sure everything was completed so our closing would go smooth.
Reply from Joe Kersey
January 30th, 2026 01:44 PM
Debbie, it truly was a pleasure working with you and we hope your new home has been treating you well thus far! Please stay in touch and always know we are here if you need anything!
and Casey were so patient with me. Being older is very stressful time for all the stuff that I had to get to make all this possible. This group have been great making sure all T's were crossed and all "I" doted.
Reply from Joe Kersey
January 23rd, 2026 01:44 PM
Debbie and Charles, it was a pleasure working with you all. We wish you all the best in your new home and are always here for you if you have any future questions. Thank you for being a valued member of our Atlantic Bay Family!
Joe is great for first time home buyers! He takes the time to make sure everything is understood for the buyer and is always willing to answer any and all questions!
Very easy to communicate with! Joe was willing to help me out with any information I did not understand and was willing to find any possible way to get deals to make our home buying experience even better!
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Reply from Joe Kersey
January 22nd, 2026 01:22 PM
Sergio, it was a pleasure working with you and helping you through the home buying process. Casey and I wish you the best of luck in your new home and are here for you with any questions you may have in the future. Congratulations again!
Amazing team ! Joe is outstanding.
I’ve used Joe Kiersey and Atlantic Bay mortgage for over 25 years!
Great company all around
Everything was awesome. A little hiccup with temple law & over paymebt to homeowners insurance and then left them short, paying off the existing mortgage, but they got it all worked out. Just a little stress but everything got resolved.
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Reply from Joe Kersey
January 8th, 2026 02:49 PM
Thank you for your feedback! We appreciate your patience during the brief hiccup and are glad everything was resolved successfully. It was a pleasure working with you, and thank you for trusting us!
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About
My goal is to leave all parties walking away from the transaction feeling joyful and proud instead of anxious and unsure.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
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Year Started
2002
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 115652
- Licensed in NC, VA, & WV
Disclaimer
© 2024 Atlantic Bay Mortgage Group
Loan programs may change at any time with or without notice. Information deemed reliable but not guaranteed. All loans subject to income verification, credit approval and property appraisal. Not a commitment to lend. Atlantic Bay Mortgage Group, L.L.C. NMLS #72043 (nmlsconsumeraccess.org) is an Equal Housing Lender. Located at 600 Lynnhaven Parkway Suite 100 Virginia Beach, VA 23452.