Joe Kersey
Senior Mortgage Banker
My goal is to leave all parties walking away from the transaction feeling joyful and proud instead of anxious and unsure.
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All went well and fast.
All went very well and fast
Reply from Joe Kersey
July 8th, 2026 08:46 PM
Hi Jessica, Your positive feedback is greatly appreciated, and I'm thankful for the opportunity to assist you. Please reach out if you have any questions on any of your lending needs!
Joe Was very informed and willing to help.
Reply from Joe Kersey
July 1st, 2026 09:23 PM
Olivia, it was truly a pleasure working with you over the last year as you navigated the exciting journey of building and buying your new home. Thank you for trusting our team to be a part of such a special milestone! We hope you're already...
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Joe helped us through the purchase of a condo while my spouse was ill. He made sure i had the support that was needed to get the financing completed! Joe is a true professional
Reply from Joe Kersey
July 1st, 2026 09:20 PM
Gary & Gail, I'm very grateful for your kind words. I'm pleased to have been able to support you through the purchase process during such a challenging time. Thank you for trusting me with your mortgage needs.
Joe Kersey has received a review with 5 star rating from Anthony H
Reply from Owner
July 1st, 2026 09:16 PM
Thanks Tony! It was a pleasure working with you all!
We truly enjoyed the experience with Joe. he was professional at all times and took extra measures to ensure that we understood every document and piece of information that he was passing. It was great being treated with high respect and not...
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Reply from Joe Kersey
July 1st, 2026 09:20 PM
Tony, thank you so much for taking the time to leave such a thoughtful and detailed review! It truly means a lot to our entire team. We know buying a home can be stressful, so our goal is always to make the process as smooth and worry-free...
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Very knowledgeable about the entire buying process and made sure i was informed about everything that was going on. Made the process very easy
Reply from Joe Kersey
June 19th, 2026 01:25 PM
Thank you, Chris! I'm glad I could keep you informed throughout the process and help make everything as smooth and easy as possible. Congratulations, and thank you for trusting me with your home financing!
Thank you for everything!! You made this process super easy for us!!
Reply from Joe Kersey
June 18th, 2026 01:12 PM
Carole it was a pleasure working with you and Mark! We are here for you at any time for all of your mortgage needs. Take care!
Joe Kersey and his team at Atlantic Bay are amazing! They communicated constantly, were transparent throughout, and were on top of every single detail needed to get me to closing. They are deeply experienced and it shows. Highly recommend them...
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Reply from Owner
June 4th, 2026 02:01 PM
Thank you for the kind words! We're thrilled to hear you had such a positive experience with our team. Providing clear communication, transparency, and attention to detail is what we strive for every day. We truly appreciate your trust and...
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Your team provided excellence from start to finish. Communication was always timely, every question I had was answered, and quickly. I always knew what was coming next, and clearly understood my responsibilities in getting to closing. The closing...
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Reply from Joe Kersey
June 4th, 2026 02:02 PM
Thank you for such a wonderful review! We're so glad to hear you had a smooth and stress-free experience from start to finish. Clear communication and preparation are very important to our team, and we're grateful for the opportunity to help...
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About
My goal is to leave all parties walking away from the transaction feeling joyful and proud instead of anxious and unsure.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
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Year Started
2002
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 115652
- Licensed in NC, VA, & WV
Disclaimer
© 2024 Atlantic Bay Mortgage Group
Loan programs may change at any time with or without notice. Information deemed reliable but not guaranteed. All loans subject to income verification, credit approval and property appraisal. Not a commitment to lend. Atlantic Bay Mortgage Group, L.L.C. NMLS #72043 (nmlsconsumeraccess.org) is an Equal Housing Lender. Located at 600 Lynnhaven Parkway Suite 100 Virginia Beach, VA 23452.