Joe Kersey
Senior Mortgage Banker
My goal is to leave all parties walking away from the transaction feeling joyful and proud instead of anxious and unsure.
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Joe was excellent. The whole loan application process has really become overwhelming.
Reply from Joe Kersey
October 1st, 2026 12:50 PM
Thank you, Pam! I’m glad I was able to help. I know the loan process can feel overwhelming at times, and I truly appreciate your feedback and the opportunity to work with you.
If buying a house is supposed to be one of life’s most stressful experiences, then Joe Kersey apparently didn’t get the memo.Joe is less of a Senior Mortgage Banker and more of a mortgage wizard, financial air-traffic controller, part-time...
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Reply from Joe Kersey
September 17th, 2026 01:42 PM
Kyle, I truly appreciate your kind words and the vivid description of your experience. I'm glad I could help make the mortgage process smoother for you and provide the support you needed. Working with clients like you at Atlantic Bay Mortgage...
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Joe and his team were phenomenal. Very helpful with each step, guiding us through the entire process and available at all times. I would highly recommend team Kersey for your mortgage needs 10 stars
Reply from Owner
September 3rd, 2026 08:23 PM
David, I'm glad to hear that you found our team helpful and available throughout the process. Your recommendation means a lot, and it's great to know we could assist with your mortgage needs. Thank you for your kind words!
Joe's team was amazing from beginning to end. Truly a seamless experience.
Reply from Joe Kersey
August 26th, 2026 08:09 PM
David, thank you for the kind words it is greatly appreciated. It was a pleasure working with you all and we hope you reach out to us anytime for your future lending needs! Best wishes in the new place!
Joe did an outstanding job helping us through the entire lending process. He was professional, responsive, knowledgeable, and made what could have been a stressful process feel easy. Joe was always available to answer questions and kept us...
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Reply from Joe Kersey
August 19th, 2026 07:53 PM
Brendon, I'm glad to hear that you had such a positive experience with our team. I appreciate your kind words and recommendation, and I'm pleased I could make it feel easy for you. If you ever need assistance in the future, don't hesitate to...
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Joe Kersey has received a review with 5 star rating from Kait H
Reply from Owner
August 5th, 2026 02:53 PM
Thank you for the review Kaitlen! We hope you all make tons of memories in your new home.
Joe Kersey has received a review with 5 star rating from Kait K I R
Reply from Owner
August 5th, 2026 02:53 PM
Thank you for the review Kaitlen! We hope you all make tons of memories in your new home.
Joe and his team were very professional and knowledgeabl. We enjoyed working with him .
Reply from Joe Kersey
August 5th, 2026 02:52 PM
Kaitlen, I'm glad to hear that you enjoyed working with me and my team. I appreciate your kind words and am grateful for the opportunity to assist you with your purchase.
I would recommend Joe and his team to anyone. They were extremely helpful during our home-buying process. Knowledgeable, transparent, and honest. 10/10 service
Reply from Owner
August 5th, 2026 02:52 PM
Brett, I'm grateful for your kind words and recommendation. It's great to know that you found our team helpful and transparent during your home-buying process. Thank you for trusting us with such an important milestone.
Extremely helpful. Very transparent and honest. I would recommend him and his team to everyone
Reply from Joe Kersey
July 22nd, 2026 04:28 PM
Brett, it was a pleasure guiding you all through your first home purchase. Our team truly enjoyed working with you and continue to extend our gratitude for your business. If you all have any questions or concerns in the future please do not...
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About
My goal is to leave all parties walking away from the transaction feeling joyful and proud instead of anxious and unsure.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
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Year Started
2002
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 115652
- Licensed in NC, VA, & WV
Disclaimer
© 2024 Atlantic Bay Mortgage Group
Loan programs may change at any time with or without notice. Information deemed reliable but not guaranteed. All loans subject to income verification, credit approval and property appraisal. Not a commitment to lend. Atlantic Bay Mortgage Group, L.L.C. NMLS #72043 (nmlsconsumeraccess.org) is an Equal Housing Lender. Located at 600 Lynnhaven Parkway Suite 100 Virginia Beach, VA 23452.