Joe Kersey
Senior Mortgage Banker
My goal is to leave all parties walking away from the transaction feeling joyful and proud instead of anxious and unsure.
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Absolutely amazing experience every time
Always professional and very helpful Joe makes it easy to understand and follow through the whole process
Reply from Joe Kersey
November 6th, 2025 04:41 PM
Thank you for taking the time to share your experience! We’re so glad to hear that our professionalism and clear communication made the process easy and stress-free. Your feedback means a lot to our team!
Joe and his team went above and beyond to make sure the entire process was seamless and straight forward. Great communication, I highly recommend.
Reply from Joe Kersey
November 6th, 2025 04:40 PM
Thank you so much for your kind words! We’re thrilled to hear that you had a seamless experience and that our communication made the process smooth. We truly appreciate your recommendation and look forward to helping you again in the future!...
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Joe was great to work with! Very helpful with answering all our questions and even brought us a 'congrats on your new home' care package.
Joe was very easy to work with and although we had a lot of questions, he was able to answer them all and in an easy-to-understand way. 10/10 would work with Joe and Atlantic Bay again.
Reply from Joe Kersey
October 23rd, 2025 03:57 PM
Emma and David, Thank you for the wonderful feedback! We're so glad we were able to make the process easy and enjoyable for you. We truly appreciate your trust in Atlantic Bay and look forward to working with you again!
From the moment I contacted Joe regarding the purchase of my house, I knew I was in great hands. Every step was explained thoroughly and communication was consistent. The government shutdown put a slight hiccup in the process, but Joe laid...
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From the moment I contacted Joe regarding the purchase of my house, I knew I was in great hands. Every step was explained thoroughly and communication was consistent. The government shutdown put a slight hiccup in the process, but Joe laid...
read more
Reply from Joe Kersey
October 16th, 2025 02:10 PM
Emily, it was a pleasure working with you even through the government shutdown. Please done hesitate to reach out in the future for your home loan needs!
How did a great job and was very quick to answer any questions we had!
Reply from Joe Kersey
October 16th, 2025 02:09 PM
Glad to hear you were happy with the work — it was a pleasure helping out and answering your questions! The Team and I are always here if you need anything in the future.
Great people to work with
Reply from Joe Kersey
October 16th, 2025 02:08 PM
Always a pleasure James! Happy we were able to get it done for you.
The process and the help provided was nothing short of amazing , with every step and Every question Joe made it very clear and exceptionally easy to understand, it was my first time buying a home and going through this process, but the bar...
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Reply from Joe Kersey
October 9th, 2025 02:28 PM
Thank you so much for your kind words! It was truly a pleasure guiding you through your first home-buying journey. I'm honored to have set the bar high, and I'm always here whenever you need support again. Congratulations on your new home!...
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About
My goal is to leave all parties walking away from the transaction feeling joyful and proud instead of anxious and unsure.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
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Year Started
2002
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 115652
- Licensed in NC, VA, & WV
Disclaimer
© 2024 Atlantic Bay Mortgage Group
Loan programs may change at any time with or without notice. Information deemed reliable but not guaranteed. All loans subject to income verification, credit approval and property appraisal. Not a commitment to lend. Atlantic Bay Mortgage Group, L.L.C. NMLS #72043 (nmlsconsumeraccess.org) is an Equal Housing Lender. Located at 600 Lynnhaven Parkway Suite 100 Virginia Beach, VA 23452.