Joe Kersey
Senior Mortgage Banker
My goal is to leave all parties walking away from the transaction feeling joyful and proud instead of anxious and unsure.
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Joe was very professional, knowledgeable, and walked me through every step of the homebuying process. As a first time homebuyer, this was extremely comforting. He was always available to answer questions, and he helped me close smoothly! Would...
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Reply from Owner
May 21st, 2026 07:25 PM
Cross, I'm so glad to hear that you felt supported and well-informed throughout your homebuying journey. It's great to know that my guidance was helpful, especially for your first home. Thank you for your kind recommendation!
Joe was very professional, knowledgeable, and walked me through every step of the homebuying process. As a first time homebuyer, this was extremely comforting. He was always available to answer questions, and he helped me close smoothly! Would...
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Reply from Joe Kersey
May 21st, 2026 07:24 PM
Connor, I'm really glad to hear that you felt comfortable and well-supported throughout your homebuying journey. It's great to know that I could assist you and make the process smoother. Thank you for your kind words and for recommending me...
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Excellent service. Outstanding team.
Reply from Owner
May 21st, 2026 07:17 PM
Thanks Calvin, it was a pleasure working with you!
Excellent communication throughout whole process. very impressed.
Reply from Joe Kersey
May 21st, 2026 07:17 PM
Calvin, thank you for your kind words. We truly appreciate you and are here for you anytime!
Joe and his team were great to work with. They made the buting buying experience very seamless. I love that Joe had videos explaining everything also.
Reply from Joe Kersey
May 14th, 2026 02:11 PM
Thank you so much for your kind words! It was a pleasure working with you, and we’re glad the videos and process helped make everything smooth. Wishing you all the best in your new home!
Joe Kersey is a true professional. He provided great service and clear communication through the entire process. We truly appreciated all his guidance! I highly recommend Joe for anyone navigating a home purchase!
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Reply from Joe Kersey
May 7th, 2026 01:34 PM
Thank you so much—that really means a lot! I’m grateful I could be part of your homebuying journey and help guide you through it. Appreciate you always!
Excellent communication and guidance from start to finish.
Reply from Joe Kersey
May 7th, 2026 01:33 PM
Thank you so much—I really appreciate that! It means a lot coming from you, and I’m so glad I could help. Always here for you anytime!
Joe and his staff were very easy to work with. They were always available if I had any questions. I would highly recommend Atlantic Bay Mortgage Group.
Reply from Joe Kersey
April 8th, 2026 12:56 PM
Eric, it was a pleasure working with you and we are sending all the best wishes to you with your new home. We are always here for you if you need anything in the future!
Joe Kersey has received a review with 5 star rating from Paul M
Joe is the greatest, always looking out for the best interest of his clients!
Reply from Joe Kersey
April 1st, 2026 05:20 PM
Thank you Paul! Glad we got this done for you pretty smoothly.
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About
My goal is to leave all parties walking away from the transaction feeling joyful and proud instead of anxious and unsure.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
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Year Started
2002
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 115652
- Licensed in NC, VA, & WV
Disclaimer
© 2024 Atlantic Bay Mortgage Group
Loan programs may change at any time with or without notice. Information deemed reliable but not guaranteed. All loans subject to income verification, credit approval and property appraisal. Not a commitment to lend. Atlantic Bay Mortgage Group, L.L.C. NMLS #72043 (nmlsconsumeraccess.org) is an Equal Housing Lender. Located at 600 Lynnhaven Parkway Suite 100 Virginia Beach, VA 23452.