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Guild Mortgage - Joe Gallagher
Branch Manager | NMLS# 220243

My name is Joe Gallagher. I was born and raised in Northern Virginia. I currently live and work in Warrenton, Virginia and enjoy serving these local communities:
Warrenton | Gainesville | Haymarket | Loudoun | Prince William | Fairfax | St... Show More
Location & Business Hours
Business Hours
Tues
8 AM to 5 PM
Wed
8 AM to 5 PM
Thu
8 AM to 5 PM
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Reviews from Web
Joe and Danette were incredible effiicient and helful throughout my home purchase. Joe truly took the time to understand my situation, my wants, and worked hard to make it happen. They both made a process that's typically very stressful feel...
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Reply from Guild Mortgage - Joe Gallagher
January 5th, 2026 05:08 PM
Thank you for sharing your experience, Emely. I'm glad to hear that Danette and I could contribute positively to your home purchase journey. It's important to me to understand your needs and work hard to meet them, so I'm pleased that you felt...
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Joe and his team are fantastic to work with! Very knowledgeable and great communication! Highly recommend!
Joe and his team were great to work with. They made the mortgage loan process so easy. Joe was highly organized, very knowledgeable, quick to answer questions---exceptional communication! Highly recommend!!
Reply from Guild Mortgage - Joe Gallagher
January 1st, 2026 08:32 PM
I'm grateful for your review, Melissa. It's great to know that the mortgage loan process felt easy and that my organization and communication stood out to you. Your recommendation means a lot. If you have any more questions or need assistance...
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Joe and his team were great.
Reply from Guild Mortgage - Joe Gallagher
January 1st, 2026 07:15 PM
I appreciate your feedback, Saeed. It's rewarding to know that you had a positive experience with both me and my team. If there's anything more I can do for you in the future, please feel free to reach out.
Joe and his team were on top of everything and always kept me informed!
Reply from Joe Gallagher
December 29th, 2025 08:19 PM
It's great to hear that you felt well-informed throughout the process, Paul. Keeping you updated is a key part of what I strive for. If there’s anything more I can assist you with, feel free to get in touch.
In all of my experience I've never had a process that went so well. It felt almost effortless and everything was done very well. Thank you and your team for all of their hard worn
Reply from Joe Gallagher
November 21st, 2025 02:23 PM
John, I'm really glad to hear that the process went smoothly for you and felt almost effortless. Making sure everything is done well is my priority, and I appreciate your kind words about my team's efforts. If you have any further needs or...
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"I had an outstanding experience working with Joe and the team at Guild Mortgage for our home purchase. From the very first phone call, they were incredibly transparent and communicative.
Guild Mortgage - Joe Gallagher has received a review with 5 star rating from Richard A B
Joe did a good job with the whole proces.
Joe is a Rock Star!!! He was so incredibly patient with me for almost a year of sorting out in buying vs renting a home in such an expensive climate we live in in Loudoun County! He was there from start to finish giving me so many opitions...
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About
My name is Joe Gallagher. I was born and raised in Northern Virginia. I currently live and work in Warrenton, Virginia and enjoy serving these local communities:
Warrenton | Gainesville | Haymarket | Loudoun | Prince William | Fairfax | Stafford | Culpeper.
Since beginning my mortgage career in January of 2003 I've had the privilege of assisting many families with a wide variety of situations to help them achieve their financial goals. Whether you are a first-time homebuyer, in need of refinancing (for a rate reduction, home improvement, or debt consolidation), or purchasing an investment property, I'd be grateful for the opportunity to guide and assist you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Mortgage Refinance
Specialities
Bridge
Conventional
Down Payment Assistance
Energy-efficient
FHA
Jumbo
Lock and Shop
Manufactured Homes
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Memberships
- Fauquier Chamber of Commerce
- NVBIA
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1960
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 220243
Hobbies
- Fauquier Youth Lacrosse League - Coach/Volunteer
- Hiking
Disclaimer
I am authorized to do business in the states of Florida, Maryland and Virginia. (www.nmlsconsumeraccess.org/); NMLS ID: 220243; Guild Mortgage Company; Equal Housing Opportunity; Company NMLS ID 3274. www.nmlsconsumeraccess.org/.