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Guild Mortgage - Joe Gallagher
Branch Manager | NMLS# 220243
My name is Joe Gallagher. I was born and raised in Northern Virginia. I currently live and work in Warrenton, Virginia and enjoy serving these local communities:
Warrenton | Gainesville | Haymarket | Loudoun | Prince William | Fairfax | St... Show More
Location & Business Hours
Business Hours
Thu
8 AM to 5 PM
Fri
8 AM to 5 PM(Open now)
Sat
closed
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Reviews from Web
As first-time homebuyers, Joe was fantastic to work with. He is knowledgeable, responsive, and truly cares about his clients. He was always willing to take the time to explain the process, answer our questions, and ensure we felt comfortable...
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I cannot say enough good things about Joe Gallagher and the outstanding service he provided throughout my home loan process. During a particularly challenging and adverse period in the loan approval process, Joe never gave up. When obstacles...
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I cannot say enough good things about Joe Gallagher and the outstanding service he provided throughout my home loan process. During a particularly challenging and adverse period in the loan approval process, Joe never gave up. When obstacles...
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I cannot say enough good things about Joe Gallagher and the outstanding service he provided throughout my home loan process. During a particularly challenging and adverse period in the loan approval process, Joe never gave up. When obstacles...
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Joe was extremely helpful helpful throughout the entire loan process. Always responsive to questions.
The entire financial process of buying our new home using Guild Mortgage was very efficient. Communication was excellent and responsive. It was my pleasure to deal with Joe Gallagher as well as others involved in the process.
What is a complex process was easy. Interactions were highly effecient. Communication was excellent. It has been a pleasure to work with Joe Gallagher.
Reply from Joe Gallagher
June 12th, 2026 01:07 PM
I'm grateful for your kind words, Kenneth. I'm pleased to hear that you found the process straightforward and the communication effective. It was a pleasure working with you!
Joe with Guild Mortgage was extremely helpful, professional, and made us feel completely comfortable with how he explained everything and was transparent throughout the process.
Joe is great to work with as is the rest of the Guild Mortgage team. He kept us informed on rates and we were able to lock in at the perfect time. He also worked with me to optimize my investment line of credit with the Guild mortgage prior...
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Joe is great to work with as is the rest of the Guild Mortgage team. He kept us informed on rates and we were able to lock in at the perfect time. He also worked with me to optimize my investment line of credit with the Guild mortgage prior...
read more
Reply from Joe Gallagher
March 24th, 2026 12:32 PM
I'm glad to hear that your experience with me and the team at Guild Mortgage was positive, Donald. Keeping you informed on rates and optimizing your investment line of credit were priorities for me, and I'm pleased it worked out well for you....
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About
My name is Joe Gallagher. I was born and raised in Northern Virginia. I currently live and work in Warrenton, Virginia and enjoy serving these local communities:
Warrenton | Gainesville | Haymarket | Loudoun | Prince William | Fairfax | Stafford | Culpeper.
Since beginning my mortgage career in January of 2003 I've had the privilege of assisting many families with a wide variety of situations to help them achieve their financial goals. Whether you are a first-time homebuyer, in need of refinancing (for a rate reduction, home improvement, or debt consolidation), or purchasing an investment property, I'd be grateful for the opportunity to guide and assist you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Mortgage Refinance
Specialities
Bridge
Conventional
Down Payment Assistance
Energy-efficient
FHA
Jumbo
Lock and Shop
Manufactured Homes
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Memberships
- Fauquier Chamber of Commerce
- NVBIA
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1960
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 220243
Hobbies
- Fauquier Youth Lacrosse League - Coach/Volunteer
- Hiking
Disclaimer
I am authorized to do business in the states of Florida, Maryland and Virginia. (www.nmlsconsumeraccess.org/); NMLS ID: 220243; Guild Mortgage Company; Equal Housing Opportunity; Company NMLS ID 3274. www.nmlsconsumeraccess.org/.