

Joanna Howard-Ferre' - Your Mortgage Girl 4 L...
Sr. Loan Originator | NMLS ID 668373


University of Utah
Joanna Howard is a premiere mortgage loan officer located in Salt Lake City, Utah. She prides herself in offering some of the lowest rates nationwide, making the loan process simple, straightforward, and smooth for borrowers seeking a mortg... Show More
Contact Info
Salt Lake City, UT
Location & Business Hours
Business Hours
Fri
8:30 AM to 7 PM(Open now)
Sat
8 AM to 5 PM
Sun
8 AM to 5 PM
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Reviews from Web
As a realtor it is hard to write a review for Joanna that doesn't look like I was paid to do this, but here it goes...I would Rate Joanna as a perfect 10 when it comes to customer service and guiding your buyers through the whole home buying...
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There are not enough words to describe how incredible Joanna Howard and her Team are. She stuck with me for almost 11 months, through several home offers and attempts to buy a house. She answered all my questions, educated me about the process...
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It was our pleasure to have worked with Joanna Howard. She is a great originator and a excellent communicator. I know how hard those days were making sure everything was right and on time. I appreciate you reassuring us every step of the way....
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I've been in my new house for several months now. If it wasn’t for all Joanna's hard work and guidance I am not sure I would have ever made it. Thanks Joanna for everything.
We received nothing but OUTSTANDING service from Joanna during the entire loan process. Ours was a challenging loan, as we had a short sale just a year earlier and I was applying for a VA loan. Joanna was extremely prompt in replying to my...
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Joanna Howard did an amazing job. Very easy to contact. Made the whole process easy for me! I would recommend her as a lender. She also has amazing staff that help her. They communicate with me every step of the way, along with each other....
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I just want to say I don't know what I would have done without Joanna, I am a young newly single mother and had to find a place to live with VERY little knowledge on how to buy a house, VERY little time, and VERY little money down. From the...
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We are very happy! Best experience in getting our first home! Joanna is an expert in the mortgage business. I would definitely recommend her to my closest family member and feel very confident that she would get them the best service in the...
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Refinance of Triplex in CAMy husband and I had a particularly difficult refinance due to a number of factors that had nothing to do with Peoples Mortgage. Joanna stuck with me through this tortuous process and got us a loan through the VA....
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Joanna is THE BEST!!My wife and I wanted to combine both of our mortgages into one payment with a lower interest rate. We contacted our mortgage company and started the process of refinancing. Neither of us had the best credit scores, but had...
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About
Joanna Howard is a premiere mortgage loan officer located in Salt Lake City, Utah. She prides herself in offering some of the lowest rates nationwide, making the loan process simple, straightforward, and smooth for borrowers seeking a mortgage. Although Joanna is located in Utah, she is also licensed in 47 other states so no matter where you go, she will be able to help you with your home mortgage needs!
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
Construction Loan
Medical Professional Mortgages
Adjustable Rate Mortgages
USDA Loans
Non-QM
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Education
- University of UtahPolitical ScienceBachelor of Applied Science (BAS)

- Salt Lake Community CollegeCriminal LawA.S. degree

Memberships
- Veterans Mortgage Assistance
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2002
Time Zone
Mountain Standard Time (MST)
Licenses
- NMLS # 668373
Hobbies
- Volleyball
- College and NFL Football
- Swimming with Dolphins. Love anything Ocean related.
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First Community Mortgage Corporation | NMLS ID 629700
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