

Joanna Howard-Ferre' - Your Mortgage Girl 4 L...
Sr. Loan Originator | NMLS ID 668373


University of Utah
Joanna Howard is a premiere mortgage loan officer located in Salt Lake City, Utah. She prides herself in offering some of the lowest rates nationwide, making the loan process simple, straightforward, and smooth for borrowers seeking a mortg... Show More
Contact Info
Salt Lake City, UT
Location & Business Hours
Business Hours
Fri
8:30 AM to 7 PM(Open now)
Sat
8 AM to 5 PM
Sun
8 AM to 5 PM
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Reviews from Web
Joanna Howard and the Peoples team did an excellent job in helping us to get financing to purchase a home. As we had a DIL foreclosure a few years ago, securing financing was not an easy task. Even after finding a lender with a program that...
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I was very skeptical that I'd be able to get my first home financed and Joanna came recommended by someone wanting to sell me their house. Joanna encouraged me to at least send over my information so she could check out my situation. After...
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Excellent service and highly recommended! Joanna was proficient and great about letting us know the process every step of the way. Always responded to our questions timely and closed our loan making both my husband and I happy customers! We...
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I have searched and screened many lenders and found her to be the best of them all. She held our hand through the whole process and closed earlier than anticipated for our first time home buying experience. I recommend her to everyone!!!
Joanna Howard and her team were nothing but professional throughout the entire loan process. The entire process was outlined before it began to ensure there would be no surprises along the way. Every deadline was met in advance, and I was able...
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My Husband and I have closed on two separate loans with Joanna. we wouldn't go anywhere else She is simply the most honest and quickest. We closed in 3 weeks.
I cannot begin to describe how amazing Joanna is. She was truly in my corner for a year & ½ through quite a harrowing home purchase. She answered all my questions, explained everything and made sure to keep the best interest of me and my family...
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We had done business with Joanna in the past and were thrilled to reconnect with her in order to get financing on another home. She fulfilled all of our expectations, although having worked with her before we didn't expect anything less. She...
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I had the pleasure of working with Joanna Howard to complete my 1st home purchase. She is the embodiment of true customer service. Closing on the home was fast, stress free, and she was informative throughout the entire process. Throughout...
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Best in service and communication - Refinance!People's Mortgage is lucky to have Joanna Howard on their team, for she truly does excellent work in providing the best service and communication throughout the home buying/ refinancing experience....
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About
Joanna Howard is a premiere mortgage loan officer located in Salt Lake City, Utah. She prides herself in offering some of the lowest rates nationwide, making the loan process simple, straightforward, and smooth for borrowers seeking a mortgage. Although Joanna is located in Utah, she is also licensed in 47 other states so no matter where you go, she will be able to help you with your home mortgage needs!
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
Construction Loan
Medical Professional Mortgages
Adjustable Rate Mortgages
USDA Loans
Non-QM
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Education
- University of UtahPolitical ScienceBachelor of Applied Science (BAS)

- Salt Lake Community CollegeCriminal LawA.S. degree

Memberships
- Veterans Mortgage Assistance
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2002
Time Zone
Mountain Standard Time (MST)
Licenses
- NMLS # 668373
Hobbies
- Volleyball
- College and NFL Football
- Swimming with Dolphins. Love anything Ocean related.
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Disclaimer
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First Community Mortgage Corporation | NMLS ID 629700
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