Joanna Howard-Ferre' - Your Mortgage Girl 4 Life's Cover Image
Joanna Howard-Ferre' - Your Mortgage Girl 4 Life - Sr. Loan Originator | NMLS ID 668373

Joanna Howard-Ferre' - Your Mortgage Girl 4 L...

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Sr. Loan Originator | NMLS ID 668373

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University of Utah
University of Utah
Joanna Howard is a premiere mortgage loan officer located in Salt Lake City, Utah. She prides herself in offering some of the lowest rates nationwide, making the loan process simple, straightforward, and smooth for borrowers seeking a mortg... Show More
Company Logo
University of Utah
University of Utah
Location & Business Hours
Business Hours
Fri
8:30 AM to 7 PM(Open now)
Sat
8 AM to 5 PM
Sun
8 AM to 5 PM
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Reviews from Web
  • Zillow
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    Chris M
    Tooele, UT
    Posted on October 7th, 2020 12:00 AM
    Joanne is one of the strongest mortgage brokers I have had the honor of working with. Verita's has a great system to help walk you through the loan process. With my last home it was very stressful, but with Joanne it was absolutely seamless....
    read more
  • Zillow
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    Aubrie D
    Gilbert, AZ
    Posted on September 14th, 2020 12:00 AM
    Joanna has been amazing to work with. We were with a different loan officer and ended up switching to Joanna half way through. She was efficient, easy to work with and got things done! We love her and will definitely be using her again.
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    I
    Irving P
    Sacramento, CA
    Posted on August 13th, 2020 12:00 AM
    Joanna is very experienced in what she do and gets stuff done in a timely manor. She has done at lease 3 loans for me and service has been grwst every time. You are my lifetime loan offices 😃 Thank you for great service.
  • Zillow
    M
    Mathew W
    Taylorsville, UT
    Posted on August 10th, 2020 12:00 AM
    One mortgage company wanted over 20K in fees to do loan and just did not feel right. So I somehow found Joanna and was amazed at how inexpensive her fees and rates were!!! She and her team worked all hours of the night during the entire process...
    read more
  • Zillow
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    Louise L
    Little Elm, TX
    Posted on April 25th, 2020 12:00 AM
    J has come through for me on three separate occasions. Each time she anticipates and works hard to make sure that every base is covered. I highly recommend Joanna to get you through the horrendous process of financing a home.
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    Zuser201608181855281
    Mesa, AZ
    Posted on April 17th, 2020 12:00 AM
    Joanna was terrific! She combines, experience, patience, and outstanding communication skills, into a completely competent and enjoyable ride through the mortgage process. She always made herself available and sticks with an issue until it...
    read more
  • Zillow
    K
    Katienielsen96
    Herriman, UT
    Posted on October 18th, 2019 12:00 AM
    Joanna was truly a life saver through our whole home buying process. Long story short, our realtor (which was my uncle) and our first lender were trying to charge us thousands of unnecessary charges and fees. We thought something wasn’t right...
    read more
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    Uncmonk
    Pleasant Grove, UT
    Posted on August 19th, 2019 12:00 AM
    Without Joanna we would not have been able to buy our home. She fought for us every step of the way and made sure we understood everything that was happening. Our loan proved to be very difficult and she never gave up and explored every option...
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    K
    Kyle P
    Sacramento, CA
    Posted on August 2nd, 2019 12:00 AM
    Joanna is nice and she makes herself available. My situation was complicated as I had to buy my house out of a probate but we closed in Dec ‘18. She was very transparent with the process and always willing to be helpful beyond her responsibilities....
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  • Zillow
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    Talana C
    Phoenix, AZ
    Posted on June 10th, 2019 12:00 AM
    FHA - Single Parent/OK credit/barely hit the down payment... Joanna helped me through the whole process, offered recommendations, answered questions, and kept the process flying through. I saw the house I wanted by chance, contacted Joanna...
    read more
  • 31–40 of 75
    About
    Joanna Howard is a premiere mortgage loan officer located in Salt Lake City, Utah. She prides herself in offering some of the lowest rates nationwide, making the loan process simple, straightforward, and smooth for borrowers seeking a mortgage. Although Joanna is located in Utah, she is also licensed in 47 other states so no matter where you go, she will be able to help you with your home mortgage needs!
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Down Payment Assistance
    Conventional Home Loan
    Mortgage Refinance
    Construction Loan
    Medical Professional Mortgages
    Adjustable Rate Mortgages
    USDA Loans
    Non-QM
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    Education
    • University of Utah
      Political Science
      Bachelor of Applied Science (BAS)
      University of Utah logo
    • Salt Lake Community College
      Criminal Law
      A.S. degree
      Salt Lake Community College logo
    Memberships
    • Veterans Mortgage Assistance
    Addresses and Serving Areas

    Year Started

    2002

    Time Zone

    Mountain Standard Time (MST)
    Licenses
    • NMLS # 668373
    Hobbies
    • Volleyball
    • College and NFL Football
    • Swimming with Dolphins. Love anything Ocean related.
    • View All
    Disclaimer
    Equal Housing Opportunity

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    First Community Mortgage Corporation | NMLS ID 629700
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