

Joanna Howard-Ferre' - Your Mortgage Girl 4 L...
Sr. Loan Originator | NMLS ID 668373


University of Utah
Joanna Howard is a premiere mortgage loan officer located in Salt Lake City, Utah. She prides herself in offering some of the lowest rates nationwide, making the loan process simple, straightforward, and smooth for borrowers seeking a mortg... Show More
Contact Info
Salt Lake City, UT
Location & Business Hours
Business Hours
Fri
8:30 AM to 7 PM(Open now)
Sat
8 AM to 5 PM
Sun
8 AM to 5 PM
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Reviews from Web
Joanne is one of the strongest mortgage brokers I have had the honor of working with. Verita's has a great system to help walk you through the loan process. With my last home it was very stressful, but with Joanne it was absolutely seamless....
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Joanna has been amazing to work with. We were with a different loan officer and ended up switching to Joanna half way through. She was efficient, easy to work with and got things done! We love her and will definitely be using her again.
Joanna is very experienced in what she do and gets stuff done in a timely manor. She has done at lease 3 loans for me and service has been grwst every time. You are my lifetime loan offices 😃 Thank you for great service.
One mortgage company wanted over 20K in fees to do loan and just did not feel right. So I somehow found Joanna and was amazed at how inexpensive her fees and rates were!!! She and her team worked all hours of the night during the entire process...
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J has come through for me on three separate occasions. Each time she anticipates and works hard to make sure that every base is covered. I highly recommend Joanna to get you through the horrendous process of financing a home.
Joanna was terrific! She combines, experience, patience, and outstanding communication skills, into a completely competent and enjoyable ride through the mortgage process. She always made herself available and sticks with an issue until it...
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Joanna was truly a life saver through our whole home buying process. Long story short, our realtor (which was my uncle) and our first lender were trying to charge us thousands of unnecessary charges and fees. We thought something wasn’t right...
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Without Joanna we would not have been able to buy our home. She fought for us every step of the way and made sure we understood everything that was happening. Our loan proved to be very difficult and she never gave up and explored every option...
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Joanna is nice and she makes herself available. My situation was complicated as I had to buy my house out of a probate but we closed in Dec ‘18. She was very transparent with the process and always willing to be helpful beyond her responsibilities....
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FHA - Single Parent/OK credit/barely hit the down payment... Joanna helped me through the whole process, offered recommendations, answered questions, and kept the process flying through. I saw the house I wanted by chance, contacted Joanna...
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About
Joanna Howard is a premiere mortgage loan officer located in Salt Lake City, Utah. She prides herself in offering some of the lowest rates nationwide, making the loan process simple, straightforward, and smooth for borrowers seeking a mortgage. Although Joanna is located in Utah, she is also licensed in 47 other states so no matter where you go, she will be able to help you with your home mortgage needs!
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
Construction Loan
Medical Professional Mortgages
Adjustable Rate Mortgages
USDA Loans
Non-QM
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Education
- University of UtahPolitical ScienceBachelor of Applied Science (BAS)

- Salt Lake Community CollegeCriminal LawA.S. degree

Memberships
- Veterans Mortgage Assistance
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2002
Time Zone
Mountain Standard Time (MST)
Licenses
- NMLS # 668373
Hobbies
- Volleyball
- College and NFL Football
- Swimming with Dolphins. Love anything Ocean related.
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Disclaimer
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First Community Mortgage Corporation | NMLS ID 629700
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