

Joanna Howard-Ferre' - Your Mortgage Girl 4 L...
Sr. Loan Originator | NMLS ID 668373


University of Utah
Joanna Howard is a premiere mortgage loan officer located in Salt Lake City, Utah. She prides herself in offering some of the lowest rates nationwide, making the loan process simple, straightforward, and smooth for borrowers seeking a mortg... Show More
Contact Info
Salt Lake City, UT
Location & Business Hours
Business Hours
Fri
8:30 AM to 7 PM(Open now)
Sat
8 AM to 5 PM
Sun
8 AM to 5 PM
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Reviews from Web
"Thank you so very much for all of your help in securing our loan for our new home. You were organized & thorough & professional, as well as kind which made all of the difference in our interactions with you. We put our trust in you and you...
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Very pleased with the process of getting my new home. Joanna and her team made it as simple as possible with all of the paperwork, and I truly feel that I came out with the best possible outcome given my situation.
This was my first time purchasing a property and this whole process was new to me! Joanna did the best to guide me through everything, provide me with information, clarify any questions I had, and she always got back to me in a timely manner....
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Joanna and her team do an awesome job at keeping everything thorough and organized. They will work with you no matter the situation. They helped by having a first time home buyers class and knocked down some of the price of closing costs. For...
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Joanna gets it done. Joanna went above and beyond to work out the financing of our new home. We had very unique needs and she worked tirelessly so that everything would work out for us. She is very knowledgeable and experienced and she has...
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Joanna and team were very professional and helpful during the whole process of securing a mortgage and closing on my purchase. Any problems that arose she was there to assist in solving them. I highly recommend Joanna and team to anyone securing...
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Joanna Howard and her team were absolutely amazing through this whole process! She was quick, professional, and literally made this process a lot smoother than we could ever imagine. We are first time home owners, and would definitely recommend...
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I was trying to find a mortgage lender that I felt I could trust to tell me what I needed in the way of affordably borrowing for my new home purchase. I had interviewed two previous to searching online and finding rave reviews of Joanna Howard...
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Joanna Howard helped us through everything, and was extremely patient with me and my boyfriend. We are first time homeowners and didnt really know the ins and outs of everything so it was nice to hear a friendly voice through lots of my questions....
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We have had a great experience with Joanna and her team. Very professional and easy to get in contact with. My wife and I recommend Peoples Mortgage Company
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About
Joanna Howard is a premiere mortgage loan officer located in Salt Lake City, Utah. She prides herself in offering some of the lowest rates nationwide, making the loan process simple, straightforward, and smooth for borrowers seeking a mortgage. Although Joanna is located in Utah, she is also licensed in 47 other states so no matter where you go, she will be able to help you with your home mortgage needs!
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
Construction Loan
Medical Professional Mortgages
Adjustable Rate Mortgages
USDA Loans
Non-QM
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Education
- University of UtahPolitical ScienceBachelor of Applied Science (BAS)

- Salt Lake Community CollegeCriminal LawA.S. degree

Memberships
- Veterans Mortgage Assistance
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2002
Time Zone
Mountain Standard Time (MST)
Licenses
- NMLS # 668373
Hobbies
- Volleyball
- College and NFL Football
- Swimming with Dolphins. Love anything Ocean related.
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Disclaimer
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First Community Mortgage Corporation | NMLS ID 629700
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