

Joanna Howard-Ferre' - Your Mortgage Girl 4 L...
Sr. Loan Originator | NMLS ID 668373


University of Utah
Joanna Howard is a premiere mortgage loan officer located in Salt Lake City, Utah. She prides herself in offering some of the lowest rates nationwide, making the loan process simple, straightforward, and smooth for borrowers seeking a mortg... Show More
Contact Info
Salt Lake City, UT
Location & Business Hours
Business Hours
Fri
8:30 AM to 7 PM(Open now)
Sat
8 AM to 5 PM
Sun
8 AM to 5 PM
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Reviews from Web
Joanna was referred to my husband and I through our Realtor. We were told she did what needed to be done to get funding and closing to be an easy and seamless process. Joanna did just that and more. She made herself available for all of our...
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Joanna Howard was wonderful to work with. This was the first home we have built so the stress level for us was very high. Joanna was very warm and caring in her conversations with us. Any questions we had were promptly answered. If there was...
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We weren't sure if we were going to qualify for a home, and she made things happen for us. She is creative, and easy to work with. She will for sure get you the best rate, and the best possible mortgage. She always returned our calls and text...
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Joanna: Was great to work with!Great communicationFast and amazingly efficientCould not beat the rates!and always new what was nextCompleted (3) income properties in less than 1 month!Would use her again and have recommended her to (3 friends)...
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I was set up with Joanna through an existing lender relationship with my home builder. I would give Veritas an overall 8/10 score and even though I had a lender I considered a 9/10 in pocket already, continued with Joanna and Veritas because...
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Joanna? She is AMAZING. I have never worked with someone who was so fast and literally was doing their job 24/7. Whenever I needed Joanna or had a question she responded in seconds. She got us the best deal and was extremely nice and felt like...
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Two months ago my mortgage company called me and convinced me to refinance. After a hand full of questions he said he would get back with me in a few days and he did, with a rate 1% lower than what we were paying. After that one phone call...
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Joanna Howard was great! Highly recommended! She is very knowledgeable and was about to get ne into my home! I worked with her before on another home purchase and that was a great experience as well.
Joanna is amazing and is very thorough. I appreciate that she is always available for my many questions even after purchasing our home! She was and still is amazing to work with. I would recommend her to everyone!!
GREAT experience with Joanna, I have already recommended Joanna to my co-workers and friends. I am confident she is one of the best in the business. Very helpful throughout the whole process and made sure all my questions were answered.
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About
Joanna Howard is a premiere mortgage loan officer located in Salt Lake City, Utah. She prides herself in offering some of the lowest rates nationwide, making the loan process simple, straightforward, and smooth for borrowers seeking a mortgage. Although Joanna is located in Utah, she is also licensed in 47 other states so no matter where you go, she will be able to help you with your home mortgage needs!
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
Construction Loan
Medical Professional Mortgages
Adjustable Rate Mortgages
USDA Loans
Non-QM
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Education
- University of UtahPolitical ScienceBachelor of Applied Science (BAS)

- Salt Lake Community CollegeCriminal LawA.S. degree

Memberships
- Veterans Mortgage Assistance
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2002
Time Zone
Mountain Standard Time (MST)
Licenses
- NMLS # 668373
Hobbies
- Volleyball
- College and NFL Football
- Swimming with Dolphins. Love anything Ocean related.
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Disclaimer
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First Community Mortgage Corporation | NMLS ID 629700
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