Joanna Howard-Ferre' - Your Mortgage Girl 4 Life's Cover Image
Joanna Howard-Ferre' - Your Mortgage Girl 4 Life - Sr. Loan Originator | NMLS ID 668373

Joanna Howard-Ferre' - Your Mortgage Girl 4 L...

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Sr. Loan Originator | NMLS ID 668373

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University of Utah
University of Utah
Joanna Howard is a premiere mortgage loan officer located in Salt Lake City, Utah. She prides herself in offering some of the lowest rates nationwide, making the loan process simple, straightforward, and smooth for borrowers seeking a mortg... Show More
Company Logo
University of Utah
University of Utah
Location & Business Hours
Business Hours
Fri
8:30 AM to 7 PM(Open now)
Sat
8 AM to 5 PM
Sun
8 AM to 5 PM
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Reviews from Web
  • Zillow
    A
    Ambrosia A
    Sacramento, CA
    Posted on June 15th, 2021 12:00 AM
    Joanna was referred to my husband and I through our Realtor. We were told she did what needed to be done to get funding and closing to be an easy and seamless process. Joanna did just that and more. She made herself available for all of our...
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  • Zillow
    S
    Serenaandrews44
    Tooele, UT
    Posted on May 26th, 2021 12:00 AM
    Joanna Howard was wonderful to work with. This was the first home we have built so the stress level for us was very high. Joanna was very warm and caring in her conversations with us. Any questions we had were promptly answered. If there was...
    read more
  • Zillow
    E
    Erin C
    Lehi, UT
    Posted on April 22nd, 2021 12:00 AM
    We weren't sure if we were going to qualify for a home, and she made things happen for us. She is creative, and easy to work with. She will for sure get you the best rate, and the best possible mortgage. She always returned our calls and text...
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  • Zillow
    B
    Bstratt02
    El Cajon, CA
    Posted on April 8th, 2021 12:00 AM
    Joanna: Was great to work with!Great communicationFast and amazingly efficientCould not beat the rates!and always new what was nextCompleted (3) income properties in less than 1 month!Would use her again and have recommended her to (3 friends)...
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  • Zillow
    J
    John
    West Jordan, UT
    Posted on February 26th, 2021 12:00 AM
    I was set up with Joanna through an existing lender relationship with my home builder. I would give Veritas an overall 8/10 score and even though I had a lender I considered a 9/10 in pocket already, continued with Joanna and Veritas because...
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  • Zillow
    J
    Jerry
    West Valley City, UT
    Posted on December 11th, 2020 12:00 AM
    Joanna? She is AMAZING. I have never worked with someone who was so fast and literally was doing their job 24/7. Whenever I needed Joanna or had a question she responded in seconds. She got us the best deal and was extremely nice and felt like...
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  • Zillow
    D
    Daniel W
    Palmdale, CA
    Posted on December 11th, 2020 12:00 AM
    Two months ago my mortgage company called me and convinced me to refinance. After a hand full of questions he said he would get back with me in a few days and he did, with a rate 1% lower than what we were paying. After that one phone call...
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  • Zillow
    L
    Lakeshia P
    Sacramento, CA
    Posted on November 19th, 2020 12:00 AM
    Joanna Howard was great! Highly recommended! She is very knowledgeable and was about to get ne into my home! I worked with her before on another home purchase and that was a great experience as well.
  • Zillow
    M
    Monicachan
    Stockton, CA
    Posted on November 16th, 2020 12:00 AM
    Joanna is amazing and is very thorough. I appreciate that she is always available for my many questions even after purchasing our home! She was and still is amazing to work with. I would recommend her to everyone!!
  • Zillow
    D
    Dtmagicman1
    Draper, UT
    Posted on October 8th, 2020 12:00 AM
    GREAT experience with Joanna, I have already recommended Joanna to my co-workers and friends. I am confident she is one of the best in the business. Very helpful throughout the whole process and made sure all my questions were answered.
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    About
    Joanna Howard is a premiere mortgage loan officer located in Salt Lake City, Utah. She prides herself in offering some of the lowest rates nationwide, making the loan process simple, straightforward, and smooth for borrowers seeking a mortgage. Although Joanna is located in Utah, she is also licensed in 47 other states so no matter where you go, she will be able to help you with your home mortgage needs!
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Down Payment Assistance
    Conventional Home Loan
    Mortgage Refinance
    Construction Loan
    Medical Professional Mortgages
    Adjustable Rate Mortgages
    USDA Loans
    Non-QM
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    Education
    • University of Utah
      Political Science
      Bachelor of Applied Science (BAS)
      University of Utah logo
    • Salt Lake Community College
      Criminal Law
      A.S. degree
      Salt Lake Community College logo
    Memberships
    • Veterans Mortgage Assistance
    Addresses and Serving Areas

    Year Started

    2002

    Time Zone

    Mountain Standard Time (MST)
    Licenses
    • NMLS # 668373
    Hobbies
    • Volleyball
    • College and NFL Football
    • Swimming with Dolphins. Love anything Ocean related.
    • View All
    Disclaimer
    Equal Housing Opportunity

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