Joanna Howard-Ferre' - Your Mortgage Girl 4 L...

Name: First Community Mortgage - Murfreesboro, TN
Telephone: +1-801-750-5373
Rating: 4.99

Sr. Loan Originator | NMLS ID 668373

First Community Mortgage - Murfreesboro, TN

4.99

(75)

University of Utah

Mortgage

Mortgage Loan Officer

University of Utah

Contact Info

(801) 750-5373

Salt Lake City, UT

https://www.firstcommunitymortgage.com/joannahowardferre

Location & Business Hours

Business Hours

Thu

8:30 AM to 7 PM

Fri

8:30 AM to 7 PM(Open now)

Sat

8 AM to 5 PM

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4.99

(75)

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Experience.com

5.0

(8)

Zillow

4.98

(63)

Google

5.0

(4)

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Joanna Howard was AMAZING through my loan process extremely knowledgeable. The best part about working with her, she was able to improve my credit score so I could get into a fixed loan without having to pay higher interest. I went through...

Reply from Owner

December 20th, 2022 11:38 PM

thank you so much for the review Bridgette! It's so much appreciated and supports my business !

We as a family decided to buy a home in Florida and Joanna played a key role in helping with the financing. We were referred to her by a neighbor and had never met with her in person, but it almost felt like we have been friends for ages. She...

Reply from Owner

October 31st, 2022 09:18 PM

It was my honor to assist in your purchase goals - I'm both excited and grateful with all the moving parts with the new build (Hurricane) we made it happen - teamwork makes the dream work ! Joanna

Joanna at Luneta Home Loans was wonderful to work with! I had been working with another lender for 3 months and couldn't get an approval, so I reached out to Joanna and got an approval in less than 24 hours! My loan wasn't easy, but she got...

We really enjoyed working with Joanna. She was great to work with, and goes above and beyond to meet all your needs. She's friendly and professional, which is a great quality to have. Kevin & Darlene

Reply from Owner

September 6th, 2022 12:00 AM

Thank you so much for the review! I'm always here if needed.

I write this review with so many emotions. All if which are good. Our home buying process started off so rough, that is until I met Joanna Howard with Veritas funding. She and her team were all my prayers answered. From start to finish she...

Joanna Howard with Veritas Funding was great to work with. She made the home buying process easy, quick and painless. I was surprised at how fast it went!

We worked with Joanna to finance our newly built home. The home building process is long, it took about 8 months and there were definitely times I got nervous about qualifying when it came down to closing. Joanna made me feel at ease. Every...

Joanna is your mortgage girl to go to! She has helped me with multiple transactions and will most definitely go back to her for future transactions! She has your back and always looking out for her clients. We ran into quite a few issues but...

This is our second dealing with Joanna Howard, and we would not go anywhere else for our mortgage needs. She is extremely easy to work with, extremely prompt in pushing their processes forward, with unmatched professionalism and knowledge of...

Joanna and The team at Veritas funding are seriously incredible! They did miracle work and got my home closed within 10 days! I was denied the day before closing with a different lending office. When I called Joanna- she hit the ground running...

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About

Joanna Howard is a premiere mortgage loan officer located in Salt Lake City, Utah. She prides herself in offering some of the lowest rates nationwide, making the loan process simple, straightforward, and smooth for borrowers seeking a mortgage. Although Joanna is located in Utah, she is also licensed in 47 other states so no matter where you go, she will be able to help you with your home mortgage needs!

Products & Services

Mortgage Loan Officer

FHA Home Loan

VA Home Loan

Down Payment Assistance

Conventional Home Loan

Mortgage Refinance

Construction Loan

Medical Professional Mortgages

Adjustable Rate Mortgages

USDA Loans

Non-QM

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Education

University of Utah

Political Science

Bachelor of Applied Science (BAS)

Salt Lake Community College

Criminal Law

A.S. degree

Memberships

Veterans Mortgage Assistance

Addresses and Serving Areas

Primary Serving Area

Other Serving Areas

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Year Started

2002

Time Zone

Mountain Standard Time (MST)

Licenses

NMLS # 668373

Hobbies

Volleyball
College and NFL Football
Swimming with Dolphins. Love anything Ocean related.

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