

Joani Jacob
Mortgage Loan Originator | NMLS# 89277

Gulf Coast Bank and Trust Company has been serving our community and our clients since 1990. We have a team of dedicated mortgage professionals who will guide you through the home loan process and help you achieve the dream of homeownershi... Show More
Location & Business Hours
Business Hours
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
Sat
closed
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Reviews from Web
she's a very patient pro
Wonderful experience with Mrs. Joani! She really cares about her clients and takes the time to explain the details of your mortgage. I couldn’t have asked for a better home mortgage experience.
Joani Jacobs made it great. The process was exhausting. Joani was patient and extremely helpful.
I never got any information unless I specifically asked for it and was never explained to about any of the BS that went on
Professional manner Ms Jacob a d her staff handled my refin. Kept me informed thru out the process . That's why after 7yrs. I chose to come back to her for my financial advice and needs.
I used Joani Jacob for all my mortgage needs for the last 12 years. These days it’s nice to call someone knows who you are a genuinely seems to care about you and your family.
We can always count on Joani to lead the way on this path and be our guide. Never gets lost or turned around, always know the correct course, through these trouble waters. The perfect team leader.
No communication
Joani was very efficient and a pleasure to work with.
Our great experience can be summed up in one word.
JOANI....
Customer service at its very finest.
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About
Gulf Coast Bank and Trust Company has been serving our community and our clients since 1990. We have a team of dedicated mortgage professionals who will guide you through the home loan process and help you achieve the dream of homeownership. We combine the values of old fashioned community lending with a focus on individualized customer service that keeps our customers best interest at the forefront of everything we do. Simply put, we are The Bank That Cares About You!
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Specialities
Conventional mortgages, FHA, VA and RD (USDA) Mortgages, JUMBO Mortgages. 1-time close construction/permanent mortgages, renovation mortgages, mortgages for investment properties, rate/term refinances, cash-out refinances
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Positions
- Gulf Coast Bank and Trust Home Loans - Mortgage LenderOct 29th, 2008 - Current
Year Started
1993
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 89277
Disclaimer
Reviews and testimonials reflect the individual experiences and opinions of clients and may not be representative of all customers. Experiences may vary. Gulf Coast Bank & Trust Company does not guarantee any specific outcomes or results. All loan products are subject to credit approval, underwriting guidelines, and applicable laws and may not be available in all markets. The services and products advertised are not approved or endorsed by HUD, FHFA, USDA, the Department of Veterans Affairs, or any government agency. Gulf Coast Bank & Trust Co. NMLS 450086. Equal Housing Lender. Member FDIC.