

Joani Jacob
Mortgage Loan Originator | NMLS# 89277

Gulf Coast Bank and Trust Company has been serving our community and our clients since 1990. We have a team of dedicated mortgage professionals who will guide you through the home loan process and help you achieve the dream of homeownershi... Show More
Location & Business Hours
Business Hours
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
Sat
closed
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Reviews from Web
Joani’s knowledge, patience, and kindness were very much appreciated..
Joani was beyond helpful and so patient through out the entire process. Very punctual and always reminding me of what I need to do in order to stay on track. I highly recommend her to anyone. Such a pleasant and wonderful experience! Made the...
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We worked through Covid regulations and two hurricanes which hit my home. Communication and updates were efficient.
Joani made the stress of buying a new home as pleasant as possible. She was very knowledgeable with VA loans and always kept me well informed. I would gladly refer to her all of my friends and family.
My second time working with Joani and she's the best!
Joani and her team,
A #1 group of people.
Thanks Chad
Joani was absolutely the kindest person I have ever worked with. She worked tirelessly on our file, despite numerous road blocks. Without her knowledge, commitment to excellence and just overall caring spirit we probably would not be where...
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Joani, was great to have as our loan contact, very helpful!
Ms. Jacob is efficient, knowledgeable, and thorough. It is a pleasure working with her.
Great team!
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About
Gulf Coast Bank and Trust Company has been serving our community and our clients since 1990. We have a team of dedicated mortgage professionals who will guide you through the home loan process and help you achieve the dream of homeownership. We combine the values of old fashioned community lending with a focus on individualized customer service that keeps our customers best interest at the forefront of everything we do. Simply put, we are The Bank That Cares About You!
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Specialities
Conventional mortgages, FHA, VA and RD (USDA) Mortgages, JUMBO Mortgages. 1-time close construction/permanent mortgages, renovation mortgages, mortgages for investment properties, rate/term refinances, cash-out refinances
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Positions
- Gulf Coast Bank and Trust Home Loans - Mortgage LenderOct 29th, 2008 - Current
Year Started
1993
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 89277
Disclaimer
Reviews and testimonials reflect the individual experiences and opinions of clients and may not be representative of all customers. Experiences may vary. Gulf Coast Bank & Trust Company does not guarantee any specific outcomes or results. All loan products are subject to credit approval, underwriting guidelines, and applicable laws and may not be available in all markets. The services and products advertised are not approved or endorsed by HUD, FHFA, USDA, the Department of Veterans Affairs, or any government agency. Gulf Coast Bank & Trust Co. NMLS 450086. Equal Housing Lender. Member FDIC.