

Joani Jacob
Mortgage Loan Originator | NMLS# 89277

Gulf Coast Bank and Trust Company has been serving our community and our clients since 1990. We have a team of dedicated mortgage professionals who will guide you through the home loan process and help you achieve the dream of homeownershi... Show More
Location & Business Hours
Business Hours
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
Sat
closed
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Reviews from Web
Joanni looked after us like family. It's been a bumpy road due to our previous property not selling, the acquisition of a new business which set us back with our savings, and throughout the 4-year process Joanni has been there for us every...
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Joani did a great job in communicating and keeping everything on track.
Joani was very responsive and working on things behind the scenes to make sure they happened in a timely manner. She worked late on several occasions.
I appreciate the good advice Joani gave me.
Ms. Jacob is by far the most professional mortgage loan officer I have ever worked with. Not only did she offer me the best rate with the lowest cost she was able to look at my financial situation and accurately determine what paperwork would...
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Joani is professional and very knowledgeable. She handled my transaction in a very timely manner. I will highly recommend her to anyone I know in need of mortgage service.
Joani was very knowledgeable and easy to talk to when discussing my loan.
Joani was absolutely great! She was able to quickly and easily answer any questions that I had with a great level of professionalism and knowledge. She was pleasant to talk to and always happy to take care of our needs. Definitely an expert...
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Joani was professional and proficient in answering questions and providing us with information.
Ms. Joani is one of the best loan officer I personally have dealt with. She made my house purchase so smooth and always delivered necessary paperwork on time. I would still go with her for any future plans with no doubts.
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About
Gulf Coast Bank and Trust Company has been serving our community and our clients since 1990. We have a team of dedicated mortgage professionals who will guide you through the home loan process and help you achieve the dream of homeownership. We combine the values of old fashioned community lending with a focus on individualized customer service that keeps our customers best interest at the forefront of everything we do. Simply put, we are The Bank That Cares About You!
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Specialities
Conventional mortgages, FHA, VA and RD (USDA) Mortgages, JUMBO Mortgages. 1-time close construction/permanent mortgages, renovation mortgages, mortgages for investment properties, rate/term refinances, cash-out refinances
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Positions
- Gulf Coast Bank and Trust Home Loans - Mortgage LenderOct 29th, 2008 - Current
Year Started
1993
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 89277
Disclaimer
Reviews and testimonials reflect the individual experiences and opinions of clients and may not be representative of all customers. Experiences may vary. Gulf Coast Bank & Trust Company does not guarantee any specific outcomes or results. All loan products are subject to credit approval, underwriting guidelines, and applicable laws and may not be available in all markets. The services and products advertised are not approved or endorsed by HUD, FHFA, USDA, the Department of Veterans Affairs, or any government agency. Gulf Coast Bank & Trust Co. NMLS 450086. Equal Housing Lender. Member FDIC.