Joani Jacob
Mortgage Loan Originator | NMLS# 89277
Gulf Coast Bank and Trust Company has been serving our community and our clients since 1990. We have a team of dedicated mortgage professionals who will guide you through the home loan process and help you achieve the dream of homeownershi... Show More
Location & Business Hours
Business Hours
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
Sat
closed
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Reviews from Web
Joani was VERY personable and helpful through the whole experience. Very responsive to calls or emails. Just always available. Her commitment was top notch.
Very responsive, kept me updated, great to work with!
Joani is great to work with!
Mrs. Jacob provided excellent customer service and have a great personality. She also provided excellent assistance throughout my entire process.
Thank you again for all that you do.
Personalized and caring service that was very appreciated.
Joani was very nice and extremely responsive to my many questions as a first time home buyer. My realtor had nothing but great things to say about her which says a lot because my realtor has been in the business for nearly 50 years and has...
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Joani was so nice and helpful I would recommend her to anyone. She went above and beyond to help me through this process.
We have been very pleased with Joani at Gulf Coast Bank (John too!). They are responsive, professional and on top everything. In the turbulent financial environment we find ourselves in these days, it's good to have an experienced professional...
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Joani was amazing to work with from the start. She was patient in listening to our desires for the type of loan we were interested in & then explained to us which of our choices would be best & why. She stayed in contact with us throughout...
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About
Gulf Coast Bank and Trust Company has been serving our community and our clients since 1990. We have a team of dedicated mortgage professionals who will guide you through the home loan process and help you achieve the dream of homeownership. We combine the values of old fashioned community lending with a focus on individualized customer service that keeps our customers best interest at the forefront of everything we do. Simply put, we are The Bank That Cares About You!
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Specialities
Conventional mortgages, FHA, VA and RD (USDA) Mortgages, JUMBO Mortgages. 1-time close construction/permanent mortgages, renovation mortgages, mortgages for investment properties, rate/term refinances, cash-out refinances
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Positions
- Gulf Coast Bank and Trust Home Loans - Mortgage LenderOct 29th, 2008 - Current
Year Started
1993
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 89277
Disclaimer
Reviews and testimonials reflect the individual experiences and opinions of clients and may not be representative of all customers. Experiences may vary. Gulf Coast Bank & Trust Company does not guarantee any specific outcomes or results. All loan products are subject to credit approval, underwriting guidelines, and applicable laws and may not be available in all markets. The services and products advertised are not approved or endorsed by HUD, FHFA, USDA, the Department of Veterans Affairs, or any government agency. Gulf Coast Bank & Trust Co. NMLS 450086. Equal Housing Lender. Member FDIC.