

Joani Jacob
Mortgage Loan Originator | NMLS# 89277

Gulf Coast Bank and Trust Company has been serving our community and our clients since 1990. We have a team of dedicated mortgage professionals who will guide you through the home loan process and help you achieve the dream of homeownershi... Show More
Location & Business Hours
Business Hours
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
Sat
closed
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Reviews from Web
Joni is very professional and helpful across the board. She will work the hardest to get the job done.I couldn’t ask for a better mortgage loan officer. I’m very Blessed and Thankful!!
Professional, knowledgeable, friendly, and personable! Joani helped my wife and I find the best possible home loan to fit our requirements.
Joani was absolutely FANTASTIC to work with! She is both professional and productive getting me the information I needed and the job done all the while assisting me with my loan. A sincere pleasure to work with! I will be back to do business...
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Great services
Joani was my knight in shining armor. I was very intimidated by the home buying process and Joani walked me through each step personally. Any question I had, was answered. Joani was very honest with me and I am forever grateful. I am a homeowner...
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Easy to work with!
This is the second time I deal with Ms. Joani in less than three months. I cannot enough express her sweetness, professionalism, and dedication. She make everything so easy and smooth.
very efficient and timely. Easy to communicate with. Kept me on track with each step of the process.
Everyone and everything!
Every time I spoke to Mrs. Joani she was always cheerful, professional and helpful. To me it seemed as if I was bothering her with all my questions and she answered all my questions every time. I would highly recommend her to all my family...
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About
Gulf Coast Bank and Trust Company has been serving our community and our clients since 1990. We have a team of dedicated mortgage professionals who will guide you through the home loan process and help you achieve the dream of homeownership. We combine the values of old fashioned community lending with a focus on individualized customer service that keeps our customers best interest at the forefront of everything we do. Simply put, we are The Bank That Cares About You!
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Specialities
Conventional mortgages, FHA, VA and RD (USDA) Mortgages, JUMBO Mortgages. 1-time close construction/permanent mortgages, renovation mortgages, mortgages for investment properties, rate/term refinances, cash-out refinances
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Positions
- Gulf Coast Bank and Trust Home Loans - Mortgage LenderOct 29th, 2008 - Current
Year Started
1993
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 89277
Disclaimer
Reviews and testimonials reflect the individual experiences and opinions of clients and may not be representative of all customers. Experiences may vary. Gulf Coast Bank & Trust Company does not guarantee any specific outcomes or results. All loan products are subject to credit approval, underwriting guidelines, and applicable laws and may not be available in all markets. The services and products advertised are not approved or endorsed by HUD, FHFA, USDA, the Department of Veterans Affairs, or any government agency. Gulf Coast Bank & Trust Co. NMLS 450086. Equal Housing Lender. Member FDIC.