

Joani Jacob
Mortgage Loan Originator | NMLS# 89277

Gulf Coast Bank and Trust Company has been serving our community and our clients since 1990. We have a team of dedicated mortgage professionals who will guide you through the home loan process and help you achieve the dream of homeownershi... Show More
Location & Business Hours
Business Hours
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
Sat
closed
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Joani is always so knowledgeable and truly takes care of her clients. I've recommended her to several friends, and they have all had the same experience!
Joani is a fantastic person to work with. I have used her twice and both times she has been absolutely great. Thanks Joani
Constant communication
Detailed information about the loan process
The staff at Gulf Coast is very customer friendly and goes over and above to take care of any concerns you have. Joani Jacob’s was awesome through the whole process. I would definitely refer someone to Gulf Coast.
Joani is a kind, patient and understanding professional. She was a pleasure to work with and has made the home buying process easy. She has eased any stress and anxiety that I had about buying a home.
Joanie went, in my opinion, above and beyond her job description to assist my wife and I in the paperwork required for refi. It should be noted that I and my wife are not computer proficient, yet she did the work on her business computer. I...
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This is the second time I’ve done business with Mrs. Joani and she is up front, honest, and quick to respond. She will always be my number one go to lender!
Mrs. Joani was very easy to work with! She was always there for us; even after hours! Mrs. Joani knew every aspect of the process and was a consistent delight! I would HIGHLY recommend!
Mrs Joani just a true professional to her heart she goes above and beyond to help you get the best results out this stressful situation because this is a major step in a person life getting a mortgage loan I couldn’t of ask for a better loan...
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About
Gulf Coast Bank and Trust Company has been serving our community and our clients since 1990. We have a team of dedicated mortgage professionals who will guide you through the home loan process and help you achieve the dream of homeownership. We combine the values of old fashioned community lending with a focus on individualized customer service that keeps our customers best interest at the forefront of everything we do. Simply put, we are The Bank That Cares About You!
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Specialities
Conventional mortgages, FHA, VA and RD (USDA) Mortgages, JUMBO Mortgages. 1-time close construction/permanent mortgages, renovation mortgages, mortgages for investment properties, rate/term refinances, cash-out refinances
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Positions
- Gulf Coast Bank and Trust Home Loans - Mortgage LenderOct 29th, 2008 - Current
Year Started
1993
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 89277
Disclaimer
Reviews and testimonials reflect the individual experiences and opinions of clients and may not be representative of all customers. Experiences may vary. Gulf Coast Bank & Trust Company does not guarantee any specific outcomes or results. All loan products are subject to credit approval, underwriting guidelines, and applicable laws and may not be available in all markets. The services and products advertised are not approved or endorsed by HUD, FHFA, USDA, the Department of Veterans Affairs, or any government agency. Gulf Coast Bank & Trust Co. NMLS 450086. Equal Housing Lender. Member FDIC.