Joani Jacob
Mortgage Loan Originator | NMLS# 89277
Gulf Coast Bank and Trust Company has been serving our community and our clients since 1990. We have a team of dedicated mortgage professionals who will guide you through the home loan process and help you achieve the dream of homeownershi... Show More
Location & Business Hours
Business Hours
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
Sat
closed
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Reviews from Web
Joani Jacob is a Master Class loan originator. She is vastly experienced, and couples that knowledge with super-friendly personal attention. She assisted me every step of the way, with constant contact and helping hands. She turned a difficult...
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Joani Jacob has helped us purchase 2 homes and my experiences indicate Joani puts the customers needs as a top priority. She truly wants to understand the customers situation to find the very best banking solution and takes the time to have...
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The process was expeditious and communication clear. I supplied information under very clear directions. I was informed of the progress toward the refinance and received an excellent interest rate
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2nd time working with Joani. Exceeded all of our expectations. She will be our first call and our first recommendation for our loan needs. Her and her team are great.
They were very professional and stayed on top of the loan process as it changed.
Joani was thorough, professional and encouraging with completing all the paperwork. She explained things well and was very helpful.
Joani is awesome. She works out everything with me and keep communication open with my agent as well. She is patient and explains everything to me. She wants to make sure I am happy with my purchase. She also make me feel that it's not about...
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Joani made everything so easy and efficient. Great communication and great rate too!
Joani is the best. So has great knowledge on mortgages and is just so friendly. I am a CPA and I deal with a lot of mortgage bankers. In my opinion Joani is the best.
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About
Gulf Coast Bank and Trust Company has been serving our community and our clients since 1990. We have a team of dedicated mortgage professionals who will guide you through the home loan process and help you achieve the dream of homeownership. We combine the values of old fashioned community lending with a focus on individualized customer service that keeps our customers best interest at the forefront of everything we do. Simply put, we are The Bank That Cares About You!
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Specialities
Conventional mortgages, FHA, VA and RD (USDA) Mortgages, JUMBO Mortgages. 1-time close construction/permanent mortgages, renovation mortgages, mortgages for investment properties, rate/term refinances, cash-out refinances
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Positions
- Gulf Coast Bank and Trust Home Loans - Mortgage LenderOct 29th, 2008 - Current
Year Started
1993
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 89277
Disclaimer
Reviews and testimonials reflect the individual experiences and opinions of clients and may not be representative of all customers. Experiences may vary. Gulf Coast Bank & Trust Company does not guarantee any specific outcomes or results. All loan products are subject to credit approval, underwriting guidelines, and applicable laws and may not be available in all markets. The services and products advertised are not approved or endorsed by HUD, FHFA, USDA, the Department of Veterans Affairs, or any government agency. Gulf Coast Bank & Trust Co. NMLS 450086. Equal Housing Lender. Member FDIC.