

Joani Jacob
Mortgage Loan Originator | NMLS# 89277

Gulf Coast Bank and Trust Company has been serving our community and our clients since 1990. We have a team of dedicated mortgage professionals who will guide you through the home loan process and help you achieve the dream of homeownershi... Show More
Location & Business Hours
Business Hours
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
Sat
closed
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Reviews from Web
Joani was absolutely amazing and made this whole process easy and straightforward. She is great and we have already referred family!
Joani is not only very knowledgeable but also a pleasure to work with. This was our 2nd time for using Joani for our home needs. In addition, both of our sons have worked with Joani and were extremely satisfied with the service she provided....
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Joani really made you feel like you were her top priority and had your best interest in mind!
Joani Jacob made it Great. Convenience, quickness, and the communication made for a great experience. I would not hesitate to recommend Joani to anyone.
Joani’s ability to keep me timely updated on the entire process You can tell she loves her profession and what she does
Very personal service. Prompt responses
Great follow thru
She was very easy to talk to and process was enjoyable.Her soft tone and her quick response to all our questions were easily answered her knowledge of the process was incredible love working with her
Joani provided clear and timely communication regarding the transaction and which materials I needed to provide. Every aspect of the transaction was handled in a pleasant and supportive manner.
Joani was great and very knowledgable and helped us throughout the whole process.
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About
Gulf Coast Bank and Trust Company has been serving our community and our clients since 1990. We have a team of dedicated mortgage professionals who will guide you through the home loan process and help you achieve the dream of homeownership. We combine the values of old fashioned community lending with a focus on individualized customer service that keeps our customers best interest at the forefront of everything we do. Simply put, we are The Bank That Cares About You!
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Specialities
Conventional mortgages, FHA, VA and RD (USDA) Mortgages, JUMBO Mortgages. 1-time close construction/permanent mortgages, renovation mortgages, mortgages for investment properties, rate/term refinances, cash-out refinances
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Positions
- Gulf Coast Bank and Trust Home Loans - Mortgage LenderOct 29th, 2008 - Current
Year Started
1993
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 89277
Disclaimer
Reviews and testimonials reflect the individual experiences and opinions of clients and may not be representative of all customers. Experiences may vary. Gulf Coast Bank & Trust Company does not guarantee any specific outcomes or results. All loan products are subject to credit approval, underwriting guidelines, and applicable laws and may not be available in all markets. The services and products advertised are not approved or endorsed by HUD, FHFA, USDA, the Department of Veterans Affairs, or any government agency. Gulf Coast Bank & Trust Co. NMLS 450086. Equal Housing Lender. Member FDIC.