Joani Jacob
Mortgage Loan Originator | NMLS# 89277
Gulf Coast Bank and Trust Company has been serving our community and our clients since 1990. We have a team of dedicated mortgage professionals who will guide you through the home loan process and help you achieve the dream of homeownershi... Show More
Location & Business Hours
Business Hours
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
Sat
closed
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Reviews from Web
Joani performed above and beyond throughout the construction loan process! I'm very impressed with Joani as she displayed a high level of knowledge, communication, guidance, kindness and overall professionalism !I'm looking forward to working...
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Joani is a wonderful, knowledgeable, experienced professional who ALWAYS takes her time to give personal experiences in large transactions. This was our second transaction with Joani. She has exceeded our expectations, saved us thousands of...
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EVERYTHING! The new rules for lending have placed an undue burden on both sides of the loan. Joani made it doable and pleasant at the same time. No small feat.
Joani was extremely helpful. Made the process very easy
The process was very smooth and informative. All my questions were answered in a very professional manner. The whole team at Gulf Coast were a pleasure to work with.
Joani, as well as everyone that's a part of her team were excellent to work with! My particular refinance situation had many obstacles but they fought for me all the way! Such a great experience and I will continue to refer people to Joani!
From start to finish our loan process was handled with great communication and detail. We are thrilled with our experience and highly recommend Joanie and Gulf Coast Bank!
Joanie was very informative and helpful throughout the loan process. I will definitely recommend.
Joanie was a pleasure to work with. Very professional and personable. Highly recommend Joanie!!
She is a great kind caring person that is there from beginning to end of sale such an asset to the organization..than you for all your hard work Joani!!
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About
Gulf Coast Bank and Trust Company has been serving our community and our clients since 1990. We have a team of dedicated mortgage professionals who will guide you through the home loan process and help you achieve the dream of homeownership. We combine the values of old fashioned community lending with a focus on individualized customer service that keeps our customers best interest at the forefront of everything we do. Simply put, we are The Bank That Cares About You!
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Specialities
Conventional mortgages, FHA, VA and RD (USDA) Mortgages, JUMBO Mortgages. 1-time close construction/permanent mortgages, renovation mortgages, mortgages for investment properties, rate/term refinances, cash-out refinances
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Positions
- Gulf Coast Bank and Trust Home Loans - Mortgage LenderOct 29th, 2008 - Current
Year Started
1993
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 89277
Disclaimer
Reviews and testimonials reflect the individual experiences and opinions of clients and may not be representative of all customers. Experiences may vary. Gulf Coast Bank & Trust Company does not guarantee any specific outcomes or results. All loan products are subject to credit approval, underwriting guidelines, and applicable laws and may not be available in all markets. The services and products advertised are not approved or endorsed by HUD, FHFA, USDA, the Department of Veterans Affairs, or any government agency. Gulf Coast Bank & Trust Co. NMLS 450086. Equal Housing Lender. Member FDIC.