

Joani Jacob
Mortgage Loan Originator | NMLS# 89277

Gulf Coast Bank and Trust Company has been serving our community and our clients since 1990. We have a team of dedicated mortgage professionals who will guide you through the home loan process and help you achieve the dream of homeownershi... Show More
Location & Business Hours
Business Hours
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
Sat
closed
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Reviews from Web
Everyone was very patient with me since I haven’t done loan information on line before. I wasn’t very experienced and everyone associated with Gulf Coast walked me through the process. All were very knowledgeable and answered any question I...
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This was our first home we had ever purchased! Joani was recommended to me from a friend. We had such an amazing experience and she helped us every step of the way! We highly recommend joani!
We would like to express our sincere appreciation to Joani Jacobs and her team for servicing our loan. We were provided the highest quality customer service. Joani and her team held our hands throughout the whole mortgage process. It was truly...
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Excellent job.
Joani is always there to make things easy! You are the best!
Our situation was very unique. Joani and her team did an amazing job helping us through the mortgage process. Very quickly answering all questions and concerns during a stressful time making it very easy for us.
Joani was accessible and provided timely information. Really smooth process and her personality really made the whole process fun.
Joani is a true professional at her craft. I knew nothing about buying a house and she walked me through every detail like the professional she is. I will definetly refer her to anyone I know that will be purchasing their new home.
Joani and her team were great! They work tirelessly to make their clients happy and I will definitely be using them again for anything home-loan related. Super knowledgeable and easily accessible, I really appreciated Joani and her team!
She was helpful, concise, and available!
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About
Gulf Coast Bank and Trust Company has been serving our community and our clients since 1990. We have a team of dedicated mortgage professionals who will guide you through the home loan process and help you achieve the dream of homeownership. We combine the values of old fashioned community lending with a focus on individualized customer service that keeps our customers best interest at the forefront of everything we do. Simply put, we are The Bank That Cares About You!
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Specialities
Conventional mortgages, FHA, VA and RD (USDA) Mortgages, JUMBO Mortgages. 1-time close construction/permanent mortgages, renovation mortgages, mortgages for investment properties, rate/term refinances, cash-out refinances
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Positions
- Gulf Coast Bank and Trust Home Loans - Mortgage LenderOct 29th, 2008 - Current
Year Started
1993
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 89277
Disclaimer
Reviews and testimonials reflect the individual experiences and opinions of clients and may not be representative of all customers. Experiences may vary. Gulf Coast Bank & Trust Company does not guarantee any specific outcomes or results. All loan products are subject to credit approval, underwriting guidelines, and applicable laws and may not be available in all markets. The services and products advertised are not approved or endorsed by HUD, FHFA, USDA, the Department of Veterans Affairs, or any government agency. Gulf Coast Bank & Trust Co. NMLS 450086. Equal Housing Lender. Member FDIC.