

Joani Jacob
Mortgage Loan Originator | NMLS# 89277

Gulf Coast Bank and Trust Company has been serving our community and our clients since 1990. We have a team of dedicated mortgage professionals who will guide you through the home loan process and help you achieve the dream of homeownershi... Show More
Location & Business Hours
Business Hours
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
Sat
closed
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Reviews from Web
Very speedy process. Communication was great between us, her, and all parties.
Joani Jacob and John Redmond are super professionals,
while friendly and considerate at the same time.
They are each a pleasure to work with. The loan process was fast and painless. I will definitely recommend them
to others.
Joani made the process easy to understand and was able to provide what we needed for our new construction loan. We were very happy with her service and support!
Mrs. Joani was wonderful during the whole process. She worked with us every step along the way and was just a phone call a way. This is our third transaction with Mrs. Jacob and all have been excellent.
Joani was great to work with!
Great customer service!
Joani was fantastic. She was always available and everything was done on time and even ahead of time. Joani was even available when we called her on a Sunday. She has always been professional, knowledgeable, and courteous!
Great with communicating throughout the process, very timely. Thanks for your help.
Did not feel like just a client. Very sincere in helping get the project done.
Joani is Top Notch! Throughout the entire process Joani was positive, courteous, friendly, professional, and most impressively always easily accessible responsive. Patricia Fryxell was also very nice and professional and easy to work with....
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About
Gulf Coast Bank and Trust Company has been serving our community and our clients since 1990. We have a team of dedicated mortgage professionals who will guide you through the home loan process and help you achieve the dream of homeownership. We combine the values of old fashioned community lending with a focus on individualized customer service that keeps our customers best interest at the forefront of everything we do. Simply put, we are The Bank That Cares About You!
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Specialities
Conventional mortgages, FHA, VA and RD (USDA) Mortgages, JUMBO Mortgages. 1-time close construction/permanent mortgages, renovation mortgages, mortgages for investment properties, rate/term refinances, cash-out refinances
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Positions
- Gulf Coast Bank and Trust Home Loans - Mortgage LenderOct 29th, 2008 - Current
Year Started
1993
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 89277
Disclaimer
Reviews and testimonials reflect the individual experiences and opinions of clients and may not be representative of all customers. Experiences may vary. Gulf Coast Bank & Trust Company does not guarantee any specific outcomes or results. All loan products are subject to credit approval, underwriting guidelines, and applicable laws and may not be available in all markets. The services and products advertised are not approved or endorsed by HUD, FHFA, USDA, the Department of Veterans Affairs, or any government agency. Gulf Coast Bank & Trust Co. NMLS 450086. Equal Housing Lender. Member FDIC.