

Joani Jacob
Mortgage Loan Originator | NMLS# 89277

Gulf Coast Bank and Trust Company has been serving our community and our clients since 1990. We have a team of dedicated mortgage professionals who will guide you through the home loan process and help you achieve the dream of homeownershi... Show More
Location & Business Hours
Business Hours
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
Sat
closed
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Reviews from Web
Joani provided excellent service and advice throughout the process. We were lucky to have had such a great manager.
Sean & Lorene Richard
Joani is easily accessible and willing to help throughout the entire home-buying process. As a first-time homeowner, I truly appreciated her patience and expertise as she explained the nuances of applying for and understanding my loan. Thank...
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Joani is organized, quick to respond, and fabulous to work with.
Joani was awesome from start to finish! Thank you!
Quick and easy.Every questions I had she answered them.She was really helpful
Joani made the whole refi experience so easy. She was quick to respond to any questions or concerns I had and was always very pleasant.
Joani Jacob and her team of mortgage professionals were awesome in the handling of our mortgage loan.Joani made sure we understood every aspect of the process, answering any questions we had from the start with courteous and expert communication.They...
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Very helpful with online information about refinancing, and walking through the process!
Excellent Service ...
Joani and her team were very responsive and all always pleasant to deal with. I didn't have any issues with them throughout the lending process.
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About
Gulf Coast Bank and Trust Company has been serving our community and our clients since 1990. We have a team of dedicated mortgage professionals who will guide you through the home loan process and help you achieve the dream of homeownership. We combine the values of old fashioned community lending with a focus on individualized customer service that keeps our customers best interest at the forefront of everything we do. Simply put, we are The Bank That Cares About You!
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Specialities
Conventional mortgages, FHA, VA and RD (USDA) Mortgages, JUMBO Mortgages. 1-time close construction/permanent mortgages, renovation mortgages, mortgages for investment properties, rate/term refinances, cash-out refinances
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Positions
- Gulf Coast Bank and Trust Home Loans - Mortgage LenderOct 29th, 2008 - Current
Year Started
1993
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 89277
Disclaimer
Reviews and testimonials reflect the individual experiences and opinions of clients and may not be representative of all customers. Experiences may vary. Gulf Coast Bank & Trust Company does not guarantee any specific outcomes or results. All loan products are subject to credit approval, underwriting guidelines, and applicable laws and may not be available in all markets. The services and products advertised are not approved or endorsed by HUD, FHFA, USDA, the Department of Veterans Affairs, or any government agency. Gulf Coast Bank & Trust Co. NMLS 450086. Equal Housing Lender. Member FDIC.