Joani Jacob
Mortgage Loan Originator | NMLS# 89277
Gulf Coast Bank and Trust Company has been serving our community and our clients since 1990. We have a team of dedicated mortgage professionals who will guide you through the home loan process and help you achieve the dream of homeownershi... Show More
Location & Business Hours
Business Hours
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
Sat
closed
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Reviews from Web
As always Joani was amazing. She has done several loans for me from construction to refinance and always kept me well informed every step of the way. I always recommend her to anyone I know looking for mortgage help.
Joani was pleasant, knowledgeable, and responded quickly, even at non-traditional business times. If she did not know the answer to my question, she found the person who did and responded to me quickly. She is a true professional.
Very easy and quick
Always available and great communication
Joani was so helpful during the loan process and always kept us up to date. I knew I could call her any time I had a question. Would definitely use her again in the future!
Joani was so wonderful to work with. She and her team made it so easy for us to complete each step of the process with their clear communication and quick responses. Thank you for all your hard work and amazing effort that allowed us to move...
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It was great pleasure!
We've used Joani before and will continue to do so! We've recommended Joani and her team and will continue to do so! Joani is amazing - super patient, informative, kind, light-hearted, and genuinely helpful. Thank you!
Joanie has helped us with several loans and is an absolute professional and always a pleasure to work with. Highly recommend her.
Joani and your team at Gulf Coast were committed and more than helpful during the entire time. My situation and process for getting the loan was a very unique one and they were very understanding and totally helped me all the way through until...
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About
Gulf Coast Bank and Trust Company has been serving our community and our clients since 1990. We have a team of dedicated mortgage professionals who will guide you through the home loan process and help you achieve the dream of homeownership. We combine the values of old fashioned community lending with a focus on individualized customer service that keeps our customers best interest at the forefront of everything we do. Simply put, we are The Bank That Cares About You!
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Specialities
Conventional mortgages, FHA, VA and RD (USDA) Mortgages, JUMBO Mortgages. 1-time close construction/permanent mortgages, renovation mortgages, mortgages for investment properties, rate/term refinances, cash-out refinances
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Positions
- Gulf Coast Bank and Trust Home Loans - Mortgage LenderOct 29th, 2008 - Current
Year Started
1993
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 89277
Disclaimer
Reviews and testimonials reflect the individual experiences and opinions of clients and may not be representative of all customers. Experiences may vary. Gulf Coast Bank & Trust Company does not guarantee any specific outcomes or results. All loan products are subject to credit approval, underwriting guidelines, and applicable laws and may not be available in all markets. The services and products advertised are not approved or endorsed by HUD, FHFA, USDA, the Department of Veterans Affairs, or any government agency. Gulf Coast Bank & Trust Co. NMLS 450086. Equal Housing Lender. Member FDIC.