Joani Jacob
Mortgage Loan Originator | NMLS# 89277
Gulf Coast Bank and Trust Company has been serving our community and our clients since 1990. We have a team of dedicated mortgage professionals who will guide you through the home loan process and help you achieve the dream of homeownershi... Show More
Location & Business Hours
Business Hours
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
Sat
closed
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Reviews from Web
Just the overall level of communication and professionalism was amazing!! Great team work!!!!!!!!
Ms. Joani always answered or called us right back and answered every question we had. She was very pleasant to speak with.
Professional service, great response time, very friendly and helpful
Everyone was patient and always helpful with any questions I had. She was always nice and explained or made me feel better about any uncertainties. Everything was handled in a timely manner
Thank you for making it’s so seamless, having patience, and giving us such an amazing guided tour to being a home owner
Mrs. Joani was extremely helpful throughout the entire process. She answered all of my (many) questions and made my first home-buying experience a breeze!
Outstanding customer service! Joani and her team made the entire mortgage process incredibly easy. We could NOT have asked for more. Extremely happy with our experience!
Joani made the whole experience seemless from beginning to end. She very genuine and she truly cared about the whole process. She made me feel like I was her only client. I will always recommend her to anyone and everyone, not just friends...
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They made the process as easy as possible.
Joani was the upmost professional! She and her team maintained clear, easy and kind communication throughout the entire loan process. We were always kept in the loop and appreciated the great service. She is not only very knowledgeable but...
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About
Gulf Coast Bank and Trust Company has been serving our community and our clients since 1990. We have a team of dedicated mortgage professionals who will guide you through the home loan process and help you achieve the dream of homeownership. We combine the values of old fashioned community lending with a focus on individualized customer service that keeps our customers best interest at the forefront of everything we do. Simply put, we are The Bank That Cares About You!
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Specialities
Conventional mortgages, FHA, VA and RD (USDA) Mortgages, JUMBO Mortgages. 1-time close construction/permanent mortgages, renovation mortgages, mortgages for investment properties, rate/term refinances, cash-out refinances
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Positions
- Gulf Coast Bank and Trust Home Loans - Mortgage LenderOct 29th, 2008 - Current
Year Started
1993
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 89277
Disclaimer
Reviews and testimonials reflect the individual experiences and opinions of clients and may not be representative of all customers. Experiences may vary. Gulf Coast Bank & Trust Company does not guarantee any specific outcomes or results. All loan products are subject to credit approval, underwriting guidelines, and applicable laws and may not be available in all markets. The services and products advertised are not approved or endorsed by HUD, FHFA, USDA, the Department of Veterans Affairs, or any government agency. Gulf Coast Bank & Trust Co. NMLS 450086. Equal Housing Lender. Member FDIC.