Joani Jacob
Mortgage Loan Originator | NMLS# 89277
Gulf Coast Bank and Trust Company has been serving our community and our clients since 1990. We have a team of dedicated mortgage professionals who will guide you through the home loan process and help you achieve the dream of homeownershi... Show More
Location & Business Hours
Business Hours
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
Sat
closed
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The patients that Joni Jacob and John Remond had with me. They answered all of my questions and help me with my lack of computer skills. Thank you you made the experience very pleasant.
Joani and the whole team went the extra mile as usual. 3rd home loan with Joani as the team leader. Always a great experience, and my thanks to everyone at Gulf Coast Bank
We have purchased several homes over the years. The commitment and professionalism we experienced from Joani and her team was unparalleled.
Joanie and the Gulf Coast Bank and Trust Company kept me informed on the sale of the house. They informed me when I needed to sign any papers and let me know right away if I missed anything. Because of their accuracy, I received the keys to...
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Ease of process
Joani and her team made the process super easy. Looking forward to building our new house now!
Mrs. Jacob’s is extremely professional. She was very attentive to our needs and no question went unanswered. She is very knowledgeable and she keeps her customers informed every step of the way.
It was such a pleasure to work with Ms. Joani. Her team worked fast and the communication and response times throughout the process was phenomenal! Can’t wait to work with you all again! XoTheWellthyNurse
Joani was always available to answer any questions, always very pleasant & handled our loan process with extreme professionalism.
Joani and her team are top notch! Communication from day 1 was awesome and her team was there every step of the way, walking me through my loan process. Joani took the time to talk with me to figure out what loan and situation worked best for...
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About
Gulf Coast Bank and Trust Company has been serving our community and our clients since 1990. We have a team of dedicated mortgage professionals who will guide you through the home loan process and help you achieve the dream of homeownership. We combine the values of old fashioned community lending with a focus on individualized customer service that keeps our customers best interest at the forefront of everything we do. Simply put, we are The Bank That Cares About You!
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Specialities
Conventional mortgages, FHA, VA and RD (USDA) Mortgages, JUMBO Mortgages. 1-time close construction/permanent mortgages, renovation mortgages, mortgages for investment properties, rate/term refinances, cash-out refinances
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Positions
- Gulf Coast Bank and Trust Home Loans - Mortgage LenderOct 29th, 2008 - Current
Year Started
1993
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 89277
Disclaimer
Reviews and testimonials reflect the individual experiences and opinions of clients and may not be representative of all customers. Experiences may vary. Gulf Coast Bank & Trust Company does not guarantee any specific outcomes or results. All loan products are subject to credit approval, underwriting guidelines, and applicable laws and may not be available in all markets. The services and products advertised are not approved or endorsed by HUD, FHFA, USDA, the Department of Veterans Affairs, or any government agency. Gulf Coast Bank & Trust Co. NMLS 450086. Equal Housing Lender. Member FDIC.