

Joani Jacob
Mortgage Loan Originator | NMLS# 89277

Gulf Coast Bank and Trust Company has been serving our community and our clients since 1990. We have a team of dedicated mortgage professionals who will guide you through the home loan process and help you achieve the dream of homeownershi... Show More
Location & Business Hours
Business Hours
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
Sat
closed
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Reviews from Web
Joani was very friendly, accommodating, professional, and prompt. She was a straight-shooter at all times. Night and day difference from our lender for our first home. 10/10 would recommend
Mrs. Joani went above and beyond to explain all the steps required and to advise me as to which type of loan best fit my specific needs. The rate she was able to obtain for my loan was the best of the banks that I had looked at as potential...
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Easy to communicate with. Responded in a timely manner
We love Joani! She is so positive and kind, responds quickly, and is great with explaining mortgage and closing process! Everyone in office has been wonderful to work with and I cannot recommend Joani and her group enough. We have loved working...
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Very helpful and easy to work with
Finally getting that “clear to close”!
Joanie you are the best Thanks for everything
Joani always has time for her clients and stays on top of things. She has been a pleasure to work with! Thank You, Thank You Joani!!!
Courteous, professional, friendly, and done on time.
Kept me up to date and got it done.
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About
Gulf Coast Bank and Trust Company has been serving our community and our clients since 1990. We have a team of dedicated mortgage professionals who will guide you through the home loan process and help you achieve the dream of homeownership. We combine the values of old fashioned community lending with a focus on individualized customer service that keeps our customers best interest at the forefront of everything we do. Simply put, we are The Bank That Cares About You!
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Specialities
Conventional mortgages, FHA, VA and RD (USDA) Mortgages, JUMBO Mortgages. 1-time close construction/permanent mortgages, renovation mortgages, mortgages for investment properties, rate/term refinances, cash-out refinances
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Positions
- Gulf Coast Bank and Trust Home Loans - Mortgage LenderOct 29th, 2008 - Current
Year Started
1993
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 89277
Disclaimer
Reviews and testimonials reflect the individual experiences and opinions of clients and may not be representative of all customers. Experiences may vary. Gulf Coast Bank & Trust Company does not guarantee any specific outcomes or results. All loan products are subject to credit approval, underwriting guidelines, and applicable laws and may not be available in all markets. The services and products advertised are not approved or endorsed by HUD, FHFA, USDA, the Department of Veterans Affairs, or any government agency. Gulf Coast Bank & Trust Co. NMLS 450086. Equal Housing Lender. Member FDIC.