

Joani Jacob
Mortgage Loan Originator | NMLS# 89277

Gulf Coast Bank and Trust Company has been serving our community and our clients since 1990. We have a team of dedicated mortgage professionals who will guide you through the home loan process and help you achieve the dream of homeownershi... Show More
Location & Business Hours
Business Hours
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
Sat
closed
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Reviews from Web
Very attentive, we never felt like we were guessing about what we needed to do.
Joani and her team were so helpful with answering my questions and bearing with us through this market. I have never felt so comfortable with making my first home purchase. I would recommend her to anyone! Thank you so much Joani, you are the...
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The professional level of service with a kind and caring attitude made GCB the perfect choice for my home mortgage loan. Joani was exceptional!
Thank you for everything!
Joani, Patricia, and John made the experience enjoyable and answered all of my questions. I feel they cared about my wellbeing and offered me great advice to help get us through the process as painless and quickly as possible.
Great communication from all the mortgage lenders, always answering any questions or concerns we had and being straightforward with us.Good customer service, very knowledgeable.
They wars very good with me let me understand everything
Very personable, quick to respond to questions, helpful and made sure I understood everything.
Easy to get a hold of and have questions answered.
Joani and I did business together years ago on the purchase of our new home. When it came time to buy again Joani answered my phone call on the third ring and remembered mine and my wife’s names, occupations and was nothing but kind and helpful...
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About
Gulf Coast Bank and Trust Company has been serving our community and our clients since 1990. We have a team of dedicated mortgage professionals who will guide you through the home loan process and help you achieve the dream of homeownership. We combine the values of old fashioned community lending with a focus on individualized customer service that keeps our customers best interest at the forefront of everything we do. Simply put, we are The Bank That Cares About You!
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Specialities
Conventional mortgages, FHA, VA and RD (USDA) Mortgages, JUMBO Mortgages. 1-time close construction/permanent mortgages, renovation mortgages, mortgages for investment properties, rate/term refinances, cash-out refinances
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Positions
- Gulf Coast Bank and Trust Home Loans - Mortgage LenderOct 29th, 2008 - Current
Year Started
1993
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 89277
Disclaimer
Reviews and testimonials reflect the individual experiences and opinions of clients and may not be representative of all customers. Experiences may vary. Gulf Coast Bank & Trust Company does not guarantee any specific outcomes or results. All loan products are subject to credit approval, underwriting guidelines, and applicable laws and may not be available in all markets. The services and products advertised are not approved or endorsed by HUD, FHFA, USDA, the Department of Veterans Affairs, or any government agency. Gulf Coast Bank & Trust Co. NMLS 450086. Equal Housing Lender. Member FDIC.