

Jimmy McFarland
Sr. Loan Officer | NMLS# 1267450

At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
Location & Business Hours
Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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Reviews from Web
Jimmy is very good with Communication and letting Everyone know what is going on and the Progression of the Lending Process. Jimmy really works hard for the Clients and the Realtors.
Always a pleasure to have Jimmy on your team, for any transaction!
Easy seamless experience.
Thank you, Jimmy, for always making the mortgage process so easy for clients! Your attention to detail does not go unnoticed. The videos are a welcome and added bonus for both clients and agents alike. I appreciate you going the extra mile...
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Great communication and timely closings!
Jimmy was always available via email, phone call, or text for any of our many questions concerning our loan. He provided quick and knowledgeable answers whenever necessary and was always very courteous and accommodating.
Thank You Jimmy
Jimmy did great communicating with us and helped us so much. The process went better than I could have expected.
Mr. McFarland was very professional. He helped my clients real estate transaction go extremely smooth.
Jimmy was so great at answering any questions and giving us the advice we needed! We could not have asked for a better loan officer when purchasing our new home. Jimmy was so helpful and friendly and guided us every step of the way! Our end...
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About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
Construction Loan
USDA Loans
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Time Zone
Central Standard Time (CST)
Licenses
- NMLS# 1267450
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.