Jimmy McFarland
Sr. Loan Officer | NMLS# 1267450
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
Location & Business Hours
Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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Reviews from Web
Made the process easy to understand
Jimmy was very kind and available to speak with. He answered questions and gave advice. Not everyone does that.
Communication is always the best! Jimmy and his team work hard and have to love what they do and it shows! They close loans faster than I have ever experienced!
Being a first time homebuyer, I felt like the purchase was fast, easy, and secure. Jimmy did an amazing job.
Jimmy did an outstanding job. His communication is great. Handled everything perfectly!!
I loved being kept in the loop of the progress of it all through your emails.
Jimmy took the time to ask the questions needed so we all stayed on the same page. The deal was difficult but with Jimmys help we were able to hold it together and get our client to the closing table.
Jimmy does an excellent job and is very responsive to me as the broker/agent for his clients.
All the finial closing docs were rushed last min. Making sure everything is spread out and done in a timely matter is helpful rather than craming into the last 24hrs of closing. I had been talked to several times about mortgage insurance, was...
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Jimmy was great to work with. He was available and easy to talk to about the process. Ease of process of applying and all the paperwork associated with out mortgage.
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About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
Construction Loan
USDA Loans
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Time Zone
Central Standard Time (CST)
Licenses
- NMLS# 1267450
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.