

Jim Yarrington
Senior Loan Officer | NMLS # 454680

My team and I are here to help – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up.
I pride myself on being a trusted advisor by educating my customers about their options bas... Show More
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Reviews from Web
Terry and his team have provided exceptional, customized advice, guidance, and financing for us over the years. Our family considers Terry and his entire team a trusted advisor and expert in the industry. We're honored to know them and will...
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Reply from Owner
November 3rd, 2025 12:00 AM
Thank you so much, Dustin! We appreciate your trust and kind words about Terry and the team. We’re grateful to be your go-to lending partner and look forward to supporting your family for many years to come.
He gives great updates, very knowledgeable & Closed on time, was ready early actually.
Reply from Owner
September 30th, 2025 04:23 PM
Michelle, as always, it is a pleasure to work with you. Thank you so much for your great communication and organized files!
Y
The customer service I got
Reply from Jim Yarrington
October 1st, 2025 07:35 PM
Thank you! It was a pleasure to work with you, and I hope you enjoy your new home for years to come!
Confident that Jim & Team always had the process under control.
Reply from Jim Yarrington
September 29th, 2025 09:55 PM
Thank you for the nice review. I enjoyed working with you on your new home purchase.
Jim Yarrington at First State helped us through the maze of the mortgage application process. His knowledge and his (and his staff) ability to walk us through the steps made the whole complex journey... simple. The rate he got us was very competitive...
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Reply from Owner
September 29th, 2025 05:54 PM
Mark, you are so kind with your review. It was a pleasure to work with you and the family. It was a great transaction and yes, we did 'time' the market for your rate.
Thank you again,
Y
Phil was a great communicator throughout the entire process. He also provided great advice.
Reply from Owner
October 3rd, 2025 12:00 AM
Thank you, Kelly! We’re happy to hear Phil’s communication and guidance made the process a positive experience for you. We truly appreciate your feedback and recommendation.
Keeping us up on things as we go. Making sure we understand. And showing us. When we didn't understand and taking the time to go thur it with us
Reply from Jim Yarrington
September 26th, 2025 03:22 PM
I enjoyed working with you on your home refinance. Thanks for the great feedback.
My husband and I absolutely loved working with Jim. He is very communicative, clear, and responsive. He helped us lock in a great rate for our new home. We would definitely recommend his services to anyone!
Reply from Owner
September 21st, 2025 06:52 PM
It was such a pleasure to work with the two of you and you move to Kansas City. I want to thank you for your kind words. Paragraph is also kind that you would consider referring us to your friends and family.Let’s stay in touch and enjoy the...
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Great instructor and learned a lot!
Reply from Owner
September 18th, 2025 09:31 PM
Mac, thank you. It was a great class today
Y
Great speaker! Enjoyed him a lot.
Reply from Owner
September 18th, 2025 09:32 PM
Jeremy, thanks for the kind words.
Y
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About
My team and I are here to help – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up.
I pride myself on being a trusted advisor by educating my customers about their options based on their current goals.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
USDA Loans
Qualified Mortgage Pre-Approvals
Specialities
Mortgages
Bridge Loans
HELOCs
Portfolio Lending
Renovation Loans
Vacation Home Loans
Construction Loans
Providing guidance and expertise to help build wealth thru homeownership
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Positions
- First State Bank Mortgage - Sr Loan OfficerAug 13th, 2018 - Current
Memberships
- MBS Highway
- Certified Mortgage Advisor
Addresses and Serving Areas
Primary Serving Area
Year Started
1994
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS # 454680
Achievements
- Member of President's Club
Hobbies
- Golf
- Woodworking
- Pheasant Hunting
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Disclaimer
First State Bank Mortgage, A Division of First State Bank of St. Charles, MO. NMLS #416668. Equal Housing Lender. Headquarters: 2850 West Clay Street, St. Charles, MO 63301 Not a commitment to lend. For licensing information, go to: www.nmlsconsumeraccess.org