Jim Yarrington
Senior Loan Officer | NMLS # 454680
My team and I are here to help – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up.
I pride myself on being a trusted advisor by educating my customers about their options bas... Show More
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Reviews from Web
Phil was incredible! With his help, we got our dream home in record timing, and was very knowledgeable and helpful the whole time. Highly recommend!! 😁
Reply from Owner
November 3rd, 2025 12:00 AM
Thank you, James! We’re so happy to hear that Phil helped make your dream home a reality. We appreciate your kind words and recommendation!
Chris did an amazing job with my first mortgage experience. He was very patient and explained everything to ensure that I understood what I was getting into. He also did all this from a different continent! He made my move from Europe to the...
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Reply from Owner
October 3rd, 2023 12:00 AM
Sarah, thank you for recommending us in your review! We’re glad Chris made your experience with us a great one. Please let us know if we can be of service in the future.
Jim Yarrington has received a review with 5 star rating from Rollin S
Reply from Owner
November 3rd, 2025 12:00 AM
Thank you, Rollin! We appreciate your 5-star review and are glad you had a great experience with us!
Jim truly knows his business. He offered great insight to loan options. In fact, he found me an option that cost me less each month. Very impressive.
Reply from Owner
October 25th, 2025 11:50 AM
Keaton, it was a pleasure to work with you and how great we found the best option for you. Enjoy the new home and again, thank you for your kind words
Y
Jim truly knows his business. He offered great insight to loan options. In fact, he found me an option that cost me less each month. Very impressive.
Reply from Jim Yarrington
October 21st, 2025 03:51 PM
Thank you for your kind words! I’m thrilled to hear that you had a positive experience with us. We appreciate your support and look forward to serving you again soon.
Jim Yarrington has received a review with 5 star rating from Ron J
Reply from Owner
November 3rd, 2025 12:00 AM
Thank you for the 5-star rating, Ron! We truly appreciate your support and are glad you had a great experience with First State Bank Mortgage.
First State Bank and Phil Scaglia demonstrated that they had my best interests at heart. I wholeheartedly recommend this place.
Reply from Owner
November 3rd, 2025 12:00 AM
Thank you, Scott! We’re so glad to hear that Phil and our team provided a great experience. Your trust and recommendation mean a lot to us!
Jim Yarrington has received a review with 5 star rating from Kelly F
Reply from Owner
November 3rd, 2025 12:00 AM
We’re grateful for your 5-star review, Kelly! It’s wonderful to know you’re satisfied with our service — thank you for choosing First State Bank Mortgage!
Everything went extremely smoothly and quickly!
Reply from Owner
October 2nd, 2025 11:29 PM
Ely, always a pleasure to work with you and Brent. Your team is top notch and it is always an honor to work with you. Always glad that we get loans completed early and we are now just marking time for 2.5 weeks to close!!!
Best
Y
Phil was extremely helpful in our pre-approval on a weekend, have excellent advice on loan options, and followed through with every question we had in a very timely and efficient manner. Highly recommend!!
Reply from Owner
November 3rd, 2025 12:00 AM
Thank you, Amanda! We’re so glad Phil was able to provide you with excellent support and guidance throughout the loan process. We appreciate your recommendation!
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About
My team and I are here to help – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up.
I pride myself on being a trusted advisor by educating my customers about their options based on their current goals.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
USDA Loans
Qualified Mortgage Pre-Approvals
Specialities
Mortgages
Bridge Loans
HELOCs
Portfolio Lending
Renovation Loans
Vacation Home Loans
Construction Loans
Providing guidance and expertise to help build wealth thru homeownership
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Positions
- First State Bank Mortgage - Sr Loan OfficerAug 13th, 2018 - Current
Memberships
- MBS Highway
- Certified Mortgage Advisor
Addresses and Serving Areas
Primary Serving Area
Year Started
1994
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS # 454680
Achievements
- Member of President's Club
Hobbies
- Golf
- Woodworking
- Pheasant Hunting
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Disclaimer
First State Bank Mortgage, A Division of First State Bank of St. Charles, MO. NMLS #416668. Equal Housing Lender. Headquarters: 2850 West Clay Street, St. Charles, MO 63301 Not a commitment to lend. For licensing information, go to: www.nmlsconsumeraccess.org