

Jim Yarrington
Senior Loan Officer | NMLS # 454680

My team and I are here to help – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up.
I pride myself on being a trusted advisor by educating my customers about their options bas... Show More
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Reviews from Web
They helped us through a tricky loan to a very successful end. Can’t say enough good things about Chris and Karen.
Reply from Owner
October 3rd, 2025 12:00 AM
Thank you, Michael, for sharing your review. We enjoy hearing what our customers have to say and we are glad Chris and Karen could assist you!
Jim Yarrington has received a review with 5 star rating from Matt L
Reply from Owner
December 3rd, 2025 12:00 AM
Thanks for the 5 stars, Matt! We appreciate your trust in us.
Tracy was extremely helpful, patient, and kept us on track!
Reply from Owner
December 3rd, 2025 12:00 AM
Thank you for the review, Jonathan!
First State Bank’s mortgage lending team was a dream to work with starting with the loan application process where fact finding was made easy via their online application to assistance with acquiring the needed financial data and quick responses...
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Reply from Owner
December 3rd, 2025 12:00 AM
Thanks so much, Daniel! We’re thrilled Martin and the team could help you find the perfect loan for your new home.
Jim Yarrington has received a review with 5 star rating from Matthew T
Reply from Owner
December 3rd, 2025 12:00 AM
Matthew, we’re so grateful for your 5-star rating—thank you!
Jim Yarrington has received a review with 5 star rating from Matthew E
Reply from Owner
November 29th, 2025 12:00 AM
We appreciate the 5-star rating, Matthew—thanks for choosing us!
Chris Laughlin was very communicative, thoughtful, and took the time to make sure we understood the all the details with such a complicated process. Karen was prompt and kind—a great partner in the loan world. They both treat clients with the...
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Reply from Owner
December 3rd, 2025 12:00 AM
Tyler, thank you so much! We’re thrilled to hear Chris and Karen made the process smooth again. We appreciate your trust and repeat business!
Was one of the best teachers we had at career education he taught us some very important things about becoming a real estate agent
Reply from Owner
November 7th, 2025 05:23 AM
Kayla, you are too kind. Wow, how fun was that to go off script 1st thing and discuss [in technical terms] where mortgage interest rates will be. And you are correct, those who purchase now at the end of 2025 will be the winners and not get...
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Just finished another great class with Jim! This was my second one, and I really enjoyed it. He’s such a knowledgeable instructor and lender — I always walk away learning something new.
Reply from Owner
November 7th, 2025 05:21 AM
Alison, you are too kind. I appreciate you kind words.. PS: It was a fun class today, wasn't it?
Y
Awesome teacher!!
Reply from Owner
November 7th, 2025 05:20 AM
Victoria, thank you. And I really look forward to work with you and all of the Veteran Buyers / Active Duty Military. We should be a good team!
Y
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About
My team and I are here to help – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up.
I pride myself on being a trusted advisor by educating my customers about their options based on their current goals.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
USDA Loans
Qualified Mortgage Pre-Approvals
Specialities
Mortgages
Bridge Loans
HELOCs
Portfolio Lending
Renovation Loans
Vacation Home Loans
Construction Loans
Providing guidance and expertise to help build wealth thru homeownership
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Positions
- First State Bank Mortgage - Sr Loan OfficerAug 13th, 2018 - Current
Memberships
- MBS Highway
- Certified Mortgage Advisor
Addresses and Serving Areas
Primary Serving Area
Year Started
1994
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS # 454680
Achievements
- Member of President's Club
Hobbies
- Golf
- Woodworking
- Pheasant Hunting
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Disclaimer
First State Bank Mortgage, A Division of First State Bank of St. Charles, MO. NMLS #416668. Equal Housing Lender. Headquarters: 2850 West Clay Street, St. Charles, MO 63301 Not a commitment to lend. For licensing information, go to: www.nmlsconsumeraccess.org