Jim Yarrington
Senior Loan Officer | NMLS # 454680
My team and I are here to help – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up.
I pride myself on being a trusted advisor by educating my customers about their options bas... Show More
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Reviews from Web
I felt like Tracy was really trying to help me figure out what would be best for me. I didn't feel pressured at any time. I also appreciated how her estimates on costs were slightly over the actual costs, meaning there were only good surprises...
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Reply from Owner
December 3rd, 2025 12:00 AM
Thank you, Taylor! We’re thrilled to hear that Tracy made the process comfortable and transparent for you. It’s great to know her guidance, accuracy, and teamwork with your realtor helped create a smooth experience. We truly appreciate your...
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Jim was very easy to work with, he goes out of his way to take care of the customer. This experience is not what I have seen in the past from others in his position. I would definitely recommend any of my friends or family to Jim. He exceeded...
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Reply from Jim Yarrington
December 1st, 2025 02:36 PM
Thank you for the opportunity to help with your loan. I wish you many years of happiness in your new home.
Jim Yarrington has received a review with 5 star rating from Emily H
Reply from Owner
December 3rd, 2025 12:00 AM
Emily, thank you for the 5-star review! We truly appreciate your support and are glad you had a great experience with First State Bank Mortgage.
Chris Laughlin was wonderful. He made sure that I always knew what was happening, and I knew what to expect next. Who knew that borrowing money for a new house could be this nice? Thank you Chris and First State Bank.
Reply from Owner
December 3rd, 2025 12:00 AM
Thank you, Kelly! We’re so glad to hear Chris made the process clear and comfortable for you. It’s great to know your homebuying experience was such a positive one.
Jim Yarrington has received a review with 5 star rating from Phil H
Reply from Owner
December 3rd, 2025 12:00 AM
Phil, we’re so grateful for your 5-star rating! Your support means a lot to our team.
Very painless. Couldn't have gone smoother
Reply from Owner
December 3rd, 2025 12:00 AM
Thank you, Travis! We’re thrilled to hear your experience was smooth and stress-free. We appreciate you choosing First State Bank and are grateful for your feedback!
Jim Yarrington has received a review with 5 star rating from Jessica
Reply from Owner
December 3rd, 2025 12:00 AM
Thank you so much for the 5 stars, Jessica! We really appreciate your support.
Tracy Geer was an excellent resource and partner in refinancing our mortgage. If you want it done right; she’s the best.
Reply from Owner
December 3rd, 2025 12:00 AM
Thank you, Jimmy! We’re so glad to hear Tracy provided such an excellent refinancing experience. We truly appreciate your trust in us and your kind words!
Jim's team was great to work with and the process was a painless as possible when purchasing a new home. Recommend Jim and his team without hesitation.
Reply from Owner
November 16th, 2025 09:47 PM
Marci, thank you. It was fun to work with you on your home purchase. And, what a beautiful home it is!
Y
The overall process was fast and each step was explained and the easy to perform. Great team ... great effort to have a happy and successful completion.
Reply from Jim Yarrington
November 19th, 2025 03:02 PM
Thank you for the opportunity to help with your loan. I wish you many years of happiness in your new home.
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About
My team and I are here to help – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up.
I pride myself on being a trusted advisor by educating my customers about their options based on their current goals.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
USDA Loans
Qualified Mortgage Pre-Approvals
Specialities
Mortgages
Bridge Loans
HELOCs
Portfolio Lending
Renovation Loans
Vacation Home Loans
Construction Loans
Providing guidance and expertise to help build wealth thru homeownership
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Positions
- First State Bank Mortgage - Sr Loan OfficerAug 13th, 2018 - Current
Memberships
- MBS Highway
- Certified Mortgage Advisor
Addresses and Serving Areas
Primary Serving Area
Year Started
1994
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS # 454680
Achievements
- Member of President's Club
Hobbies
- Golf
- Woodworking
- Pheasant Hunting
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Disclaimer
First State Bank Mortgage, A Division of First State Bank of St. Charles, MO. NMLS #416668. Equal Housing Lender. Headquarters: 2850 West Clay Street, St. Charles, MO 63301 Not a commitment to lend. For licensing information, go to: www.nmlsconsumeraccess.org