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Jim Podratsky - VP, Branch Manager & Sr. Loan Officer | NMLS ID #312528 in Gainesville, VA

Jim Podratsky

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VP, Branch Manager & Sr. Loan Officer | NMLS ID #3...

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We believe that a closed loan is not the end of our relationship - it's just the beginning. Built on commitment, character, and innovation we are a next-generation, customer-focused lender driven by a mission to make the homebuying process... Show More
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Location & Business Hours
Business Hours
Fri
9 AM to 5 PM
Sat
9 AM to 5 PM
Sun
9 AM to 5 PM(Open now)
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Overall Ratings
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5 Star
95%
4 Star
3%
3 Star
0%
2 Star
1%
1 Star
1%
Reviews from Web
  • SFTP
    A
    Amber M
    Haymarket, VA
    Posted on October 17th, 2023 05:23 PM
    This is the second time I've used Jim's experienced services. Not only is Jim a trusted professional but his team continued to walk me through the process creating a smooth step-by-step process. I'm grateful and appreciate the superb customer...
    read more
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    S
    Stephen L
    Posted on October 13th, 2023 02:06 PM
    Atlantic Coast Mortgage did an absolutely fantastic job with the handling of our whole loan process from beginning to end. Communication is these situations are paramount, and Brian and his team far exceeded expectations. I would use them again...
    read more
  • SFTP
    S
    Stephen L
    BRANDON, FL
    Posted on October 13th, 2023 02:03 PM
    Brian Murphy went above and beyond with his team, communication, etc. Because our closing had an extremely short window they did fantastic. Great Experience all the way around.
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    Stephen L
    Posted on October 13th, 2023 12:00 AM
    Atlantic Coast Mortgage did an absolutely fantastic job with the handling of our whole loan process from beginning to end. Communication is these situations are paramount, and Brian and his team far exceeded expectations. I would use them again...
    read more
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    Sarah W
    Haymarket, Virginia
    Posted on August 6th, 2023 11:08 AM
    Good communication; easy to work through the process; accessible; very nice. Thank you!
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    M
    Meghan M V
    Roanoke, VA
    Posted on May 12th, 2023 12:15 PM
    The process was incredibly user friendly and pain free. Linsey and Ryan were responsive, friendly, helpful and caring
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    Rohit R
    Gainesville, VA
    Posted on May 10th, 2023 11:06 AM
    The entire team (Corrine, Jim) were prompt with responses and great to work with!
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    Michael K M K
    Arlington, VA
    Posted on May 9th, 2023 11:46 AM
    Brian Murphy and his team were amazing. They kept me up to date on all aspects of the process and were extremely responsive in communicating with me. I highly recommend Brian and his team.
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    Jeremy W
    Front Royal, VA
    Posted on May 8th, 2023 10:22 PM
    Not letting my lender go during the middle of the transaction so I lost someone keeping me in the loop and the ball rolling. Had to reschedule closing 4 times.
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    Chase C K
    Manassas, VA
    Posted on May 5th, 2023 03:07 PM
    We referred to you via our realtor Brandon McLaughlin. You all had the best rates and the best services and also an easy to access online website.
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    About
    We believe that a closed loan is not the end of our relationship - it's just the beginning. Built on commitment, character, and innovation we are a next-generation, customer-focused lender driven by a mission to make the homebuying process simple, easy, and stress-free for our clients.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Conventional Home Loan
    Mortgage Refinance
    Bridge Loans
    USDA Loans
    Reverse Loans
    Specialities
    Conventional Loans
    FHA Loan
    USDA Loan
    First Time Home Buyer
    Investor Loan
    Second Home Loan
    Vacation Property Loan
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    Positions
    • Atlantic Coast Mortgage - Branch Manager
      May 8th, 2023 - Current

    Time Zone

    Eastern Standard Time (EST)
    Licenses
    • NMLS ID #312528
    • Licensed in DE, FL, MD, NC, SC, VA, WV
    Disclaimer
    Atlantic Coast Mortgage, LLC is an Equal Housing Lender | Company NMLS ID #643114 (www.nmlsconsumeraccess.org) | Doing business in Pennsylvania under the trade name ACM, LLC of PA | Georgia Residential Mortgage Licensee, License # 61978 | Arizona (103946), Colorado, Connecticut (ML-643114), Virginia (MC-5560), D.C. (MLB643114), Delaware (018266), Louisiana, Maryland (19711), West Virginia (ML-34255), Delaware (018266), Tennessee (138203), Pennsylvania (62503), North Carolina (L-164348), South Carolina (MLS - 643114), South Carolina (MLS - 643114 OTN #1), Georgia (61978), Florida (MBR2951), Florida (MLD1461), Kansas (MC.0025719), Maine (643114), Michigan (FR0024148), Michigan (SR0024149), New Hampshire (24683-MB), Oregon (643114), Texas, Wisconsin (643114BA), Wisconsin (643114BR), and Oklahoma (ML012369), (ML013345)