Jim Podratsky
VP, Branch Manager & Sr. Loan Officer | NMLS ID #3...
We believe that a closed loan is not the end of our relationship - it's just the beginning.
Built on commitment, character, and innovation we are a next-generation, customer-focused lender driven by a mission to make the homebuying process... Show More
Location & Business Hours
Business Hours
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
Sat
9 AM to 5 PM
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Reviews from Web
Will be refinancing with him again as soon as the rates drop again
The service was prompt and we closed quick but I wish the mortage rate match from other lender without a CD was entertained as I have done in the part with other Mortage officers.
With being a first time home buyer Atlantic Coast made my experience smooth and easy!
Everyone was so hope helpful during this whole process. Always had time to answer your questions
Jim Podratsky has received a review with 5 star rating from Carolyn T
Reply from Owner
February 2nd, 2025 12:00 AM
Thank you for the 5-Star Review, Carolyn!
Very good communication understanding each other team work together is all over very much
My experience with ACM and Jim was incredibly helpful, seamless and professional. Any questions I had were answered immediately and everything was handled quickly. Purchasing a home was made easy because of them and took a lot of the stress...
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Jim and the rest of ACM were incredibly helpful, professional, and proactive when it came to helping me purchase my first home. They treated everything with care and attention, I had zero worries when it came to working with them. Working with...
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My experience with ACM and Jim was incredibly helpful, seamless and professional. Any questions I had were answered immediately and everything was handled quickly. Purchasing a home was made easy because of them and took a lot of the stress...
read more
Reply from Owner
February 2nd, 2025 12:00 AM
Thank you so much for your wonderful review! Making the process of purchasing a home as seamless and stress-free as possible is always our goal, and I'm thrilled that we were able to achieve that for you. We take pride in providing prompt and...
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Jim and Linsay were GREAT at Helping us get All Documents uploaded.. They answered All Emails,Texts and Calls with Urgency!! Best of All we Owed $272 less at Closing 🙌 and Our Mortgage was on Point! So Grateful for Jim making this Experience...
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About
We believe that a closed loan is not the end of our relationship - it's just the beginning.
Built on commitment, character, and innovation we are a next-generation, customer-focused lender driven by a mission to make the homebuying process simple, easy, and stress-free for our clients.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Mortgage Refinance
Bridge Loans
USDA Loans
Reverse Loans
Specialities
Conventional Loans
FHA Loan
USDA Loan
First Time Home Buyer
Investor Loan
Second Home Loan
Vacation Property Loan
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Positions
- Atlantic Coast Mortgage - Branch Manager May 8th, 2023 - Current
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS ID #312528
- Licensed in DE, FL, MD, NC, SC, VA, WV
Disclaimer
Atlantic Coast Mortgage, LLC is an Equal Housing Lender | Company NMLS ID #643114 (www.nmlsconsumeraccess.org) | Doing business in Pennsylvania under the trade name ACM, LLC of PA | Georgia Residential Mortgage Licensee, License # 61978 | Arizona (103946), Colorado, Connecticut (ML-643114), Virginia (MC-5560), D.C. (MLB643114), Delaware (018266), Louisiana, Maryland (19711), West Virginia (ML-34255), Delaware (018266), Tennessee (138203), Pennsylvania (62503), North Carolina (L-164348), South Carolina (MLS - 643114), South Carolina (MLS - 643114 OTN #1), Georgia (61978), Florida (MBR2951), Florida (MLD1461), Kansas (MC.0025719), Maine (643114), Michigan (FR0024148), Michigan (SR0024149), New Hampshire (24683-MB), Oregon (643114), Texas, Wisconsin (643114BA), Wisconsin (643114BR), and Oklahoma (ML012369), (ML013345)